Business Segments · Discount rate
Investment and Wealth Management — Discount rate
Bank of New York Mellon Investment and Wealth Management — Discount rate remained flat by 0.0% to $0.10 in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 4.8%, from $0.11 to $0.10. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ2 2022
Last reportedQ4 2025
How to read this metric
An increase in the discount rate generally lowers the calculated fair value of the segment, potentially increasing impairment risk.
Detailed definition
The rate used to discount projected future cash flows when determining the fair value of the Investment and Wealth Manag...
Peer comparison
Reflects broader market interest rate environments and specific segment risk premiums.
Metric ID:
bk_segment_investment_and_wealth_management_discount_rateHistorical Data
8 periods
| Q2 '22 | Q3 '22 | Q2 '23 | Q4 '23 | Q2 '24 | Q4 '24 | Q2 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|
| Value | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| QoQ Change | — | +5.0% | -4.8% | +5.0% | -4.8% | +5.0% | -4.8% | +0.0% |
| YoY Change | — | — | +0.0% | — | +0.0% | +0.0% | +0.0% | -4.8% |
Range0.1 – 0.1
CAGR+0.0%
Avg YoY Growth-1.0%
Median YoY Growth+0.0%
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Frequently Asked Questions
- What is Bank of New York Mellon's investment and wealth management — discount rate?
- Bank of New York Mellon (BK) reported investment and wealth management — discount rate of $0.10 in Q4 2025.
- How has Bank of New York Mellon's investment and wealth management — discount rate changed year-over-year?
- Bank of New York Mellon's investment and wealth management — discount rate decreased by 4.8% year-over-year, from $0.11 to $0.10.
- What does investment and wealth management — discount rate mean?
- The interest rate used to calculate the present value of the segment's future earnings.