Other

Contract with Customer, Asset, after Allowance for Credit Loss

Bank of New York Mellon Contract with Customer, Asset, after Allowance for Credit Loss increased by 16.0% to $2.90B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 16.0%, from $2.50B to $2.90B. Over 5 years (FY 2020 to FY 2025), Contract with Customer, Asset, after Allowance for Credit Loss shows an upward trend with a 3.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryEfficiency
SignalHigher is better
VolatilityModerate
First reportedQ4 2025
Last reportedQ1 2026

How to read this metric

An increase indicates growing service delivery ahead of billing, while a decrease may signal faster collection cycles or reduced service volume.

Detailed definition

This represents the net value of assets arising from contracts with customers after accounting for expected credit losse...

Peer comparison

Common in service-oriented financial institutions where revenue recognition precedes cash billing cycles.

Metric ID: other_contract_with_customer_asset_net

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$2.70B$2.50B$2.50B$2.70B$2.50B$2.50B$2.60B$2.60B$2.70B$2.60B$2.60B$2.60B$2.60B$2.60B$2.50B$3.00B$3.00B$2.50B$2.90B
QoQ Change—-7.4%+0.0%+8.0%-7.4%+0.0%+4.0%+0.0%+3.8%-3.7%+0.0%+0.0%+0.0%+0.0%-3.8%+20.0%+0.0%-16.7%+16.0%
YoY Change————-7.4%+0.0%+4.0%-3.7%+8.0%+4.0%+0.0%+0.0%-3.7%+0.0%-3.8%+15.4%+15.4%-3.8%+16.0%
Range$2.50B – $3.00B
CAGR+1.6%
Avg YoY Growth+2.7%
Median YoY Growth+0.0%

Frequently Asked Questions

What is Bank of New York Mellon's contract with customer, asset, after allowance for credit loss?
Bank of New York Mellon (BK) reported contract with customer, asset, after allowance for credit loss of $2.90B in Q4 2025.
How has Bank of New York Mellon's contract with customer, asset, after allowance for credit loss changed year-over-year?
Bank of New York Mellon's contract with customer, asset, after allowance for credit loss increased by 16.0% year-over-year, from $2.50B to $2.90B.
What is the long-term trend for Bank of New York Mellon's contract with customer, asset, after allowance for credit loss?
Over 5 years (2020 to 2025), Bank of New York Mellon's contract with customer, asset, after allowance for credit loss has grown at a 3.9% compound annual growth rate (CAGR), from $2.40B to $2.90B.
What does contract with customer, asset, after allowance for credit loss mean?
The net value of rights to payment from customers for services already performed, adjusted for potential non-payment.