Bank of New York Mellon Lending commitment maturing over five years increased by 28.9% to $343.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 22.0%, from $440.00M to $343.00M. Over 5 years (FY 2020 to FY 2025), Lending commitment maturing over five years shows a downward trend with a -5.2% CAGR.
An increase suggests a higher long-term credit risk profile and potential liquidity constraints, while a decrease indicates a shorter-term focus on lending.
This metric represents the total value of lending commitments that have a maturity date exceeding five years from the re...
Standard across major commercial and investment banks to assess long-term asset-liability management.
other_lending_commitment_maturing_after_five_years| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $638.00M | $787.00M | $516.00M | $1.40B | $800.00M | $859.00M | $424.00M | $571.00M | $253.00M | $337.00M | $421.00M | $471.00M | $380.00M | $352.00M | $440.00M | $471.00M | $241.00M | $266.00M | $343.00M |
| QoQ Change | — | +23.4% | -34.4% | +171.3% | -42.9% | +7.4% | -50.6% | +34.7% | -55.7% | +33.2% | +24.9% | +11.9% | -19.3% | -7.4% | +25.0% | +7.0% | -48.8% | +10.4% | +28.9% |
| YoY Change | — | — | — | — | +25.4% | +9.1% | -17.8% | -59.2% | -68.4% | -60.8% | -0.7% | -17.5% | +50.2% | +4.5% | +4.5% | +0.0% | -36.6% | -24.4% | -22.0% |