Bank of New York Mellon Lending commitment maturing in less than one year decreased by 11.7% to $27.90B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 14.7%, from $32.70B to $27.90B. Over 5 years (FY 2020 to FY 2025), Lending commitment maturing in less than one year shows relatively stable performance with a -1.9% CAGR.
A high volume of maturing commitments requires active management to ensure client retention or orderly credit reduction.
This represents the total value of credit facilities and lending commitments that are scheduled to expire or require ren...
Standard maturity profile disclosure for commercial and investment banks.
other_lending_commitment_maturing_within_one_year| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $29.50B | $28.00B | $27.10B | $27.40B | $28.20B | $29.80B | $29.10B | $29.00B | $29.50B | $28.80B | $27.20B | $30.30B | $31.20B | $32.00B | $32.70B | $31.90B | $32.10B | $31.60B | $27.90B |
| QoQ Change | — | -5.1% | -3.2% | +1.1% | +2.9% | +5.7% | -2.3% | -0.3% | +1.7% | -2.4% | -5.6% | +11.4% | +3.0% | +2.6% | +2.2% | -2.4% | +0.6% | -1.6% | -11.7% |
| YoY Change | — | — | — | — | -4.4% | +6.4% | +7.4% | +5.8% | +4.6% | -3.4% | -6.5% | +4.5% | +5.8% | +11.1% | +20.2% | +5.3% | +2.9% | -1.3% | -14.7% |