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Bank of Marin Bancorp BMRC Net Interest Income

Net Interest Income at other companies

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$25.51B+9.9%
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$16B+9.0%
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$12.32B+5.2%
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$52.92M+12.0%
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Banc of CaliforniaBANC
$250.5M+4.3%
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Eagle BancorpEGBN
$62.35M-8.0%

Other financials

Income statement

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Revenue$34.0M+263%
Net income$9.2M+208%
EPS (diluted)$0.58+209%

Balance sheet

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Cash & equivalents$279.6M+22.2%
Total debt$68.7M+230%
Total equity$396.7M-9.5%
Total assets$3.9B+3.5%

Cash flow

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Operating cash flow$12.2M+51.4%
CapEx$326.0K-66.3%
Free cash flow$11.8M+67.5%

Valuation

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Market cap$459.21M+28.4%
Enterprise value$248.27M+66.0%
P/S7.4×+3.5×

Profitability

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Net margin-22.9%-30.5pp
FCF margin61.7%+26.7pp

Returns & leverage

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Return on equity-3.4%-5.0pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Bank of Marin Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Bank of Marin Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:52 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001403475-26-000037
(in thousands, except per share amounts; unaudited)Three months ended / June 30, 2026Three months ended / March 31, 2026Three months ended / June 30, 2025Six months ended / June 30, 2026Six months ended / June 30, 2025
Interest on borrowings and other obligations661122
Interest on subordinated notes8178081,625
Total interest expense11,55912,49311,31624,05222,427
Net interest income30,78130,30224,97261,08349,100
(Reversal of) provision for credit losses on loans(320)(320)75
Provision for credit losses on unfunded loan commitments
Net interest income after provision for credit losses31,10130,30224,97261,40349,025
Non-interest income

Item 1. Financial Statements (Unaudited)

FAQ

What is Bank of Marin Bancorp's net interest income?
Bank of Marin Bancorp (BMRC) reported net interest income of $30.78M in Q2 2026.
How has Bank of Marin Bancorp's net interest income changed year-over-year?
Bank of Marin Bancorp's net interest income increased by 23.3% year-over-year, from $24.97M to $30.78M.
What is the long-term trend for Bank of Marin Bancorp's net interest income?
Over 4 years (2021 to 2025), Bank of Marin Bancorp's net interest income has grown at a 0.5% compound annual growth rate (CAGR), from $104.95M to $107.07M.
What does net interest income mean?
The difference between the interest income generated from earning assets, such as loans and securities, and the interest expense paid on interest-bearing liabilities. This is the primary driver of a bank's core profitability and represents the margin earned on the bank's financial intermediation activities. It is a fundamental indicator of the bank's ability to manage its interest rate risk and pricing power.

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