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Bank of Hawaii BOH Consumer Banking — Net Interest Income (Expense)

Other segment segments

Commercial Banking
$63.64M+14.5%
Treasury and Other
-$18.94M+25.4%

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Other financials

Income statement

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Revenue$192.3M+13.2%
Net income$57.4M+30.6%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$425.1M-54.5%
Total debt$649.4M
Total equity$1.9B+8.8%
Total assets$23.9B+0.1%

Cash flow

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Operating cash flow$39.0M+113%
CapEx$20.9M+157%
Free cash flow$18.2M+77.7%

Valuation

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Market cap$3.21B+7.5%
Enterprise value$3.44B
P/E14.7×-4.3×
P/S4.4×-0.2×

Profitability

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Net margin29.7%+5.5pp
FCF margin26%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.4×

Where this comes from

Reported directly by Bank of Hawaii in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Bank of Hawaii’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of Hawaii's consumer banking — net interest income (expense)?
Bank of Hawaii (BOH) reported consumer banking — net interest income (expense) of $106.3M in Q1 2026.
How has Bank of Hawaii's consumer banking — net interest income (expense) changed year-over-year?
Bank of Hawaii's consumer banking — net interest income (expense) increased by 11.2% year-over-year, from $95.62M to $106.3M.
What is the long-term trend for Bank of Hawaii's consumer banking — net interest income (expense)?
Over 4 years (2021 to 2025), Bank of Hawaii's consumer banking — net interest income (expense) has grown at a 7.8% compound annual growth rate (CAGR), from $284M to $383.96M.
What does consumer banking — net interest income (expense) mean?
The difference between the interest income generated from consumer loans and the interest expense paid on consumer deposits. This represents the core profitability of the consumer banking segment's lending and deposit-taking activities.