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Atlantic Union Bankshares AUB Consumer Banking — Interest Income Expense Net

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Other financials

Income statement

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Revenue$367.2M+72.1%
Net income$122.2M+145%
EPS (diluted)$0.84+61.5%

Balance sheet

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Cash & equivalents$780.1M+79.7%
Total debt$1.4B+156%
Total equity$5.1B+58.6%
Total assets$37.3B+51.5%

Cash flow

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Operating cash flow$127.3M+105%
CapEx$7.0M+193%
Free cash flow$120.3M+102%

Valuation

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Market cap$5.6B+82.1%
Enterprise value$6.25B+96.6%
P/E16.2×+1.5×
P/S3.7×+0.1×

Profitability

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Net margin22.6%-1.8pp
FCF margin149.6%+114pp

Returns & leverage

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Return on equity8.4%+1.1pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Atlantic Union Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlantic Union Bankshares's consumer banking — interest income expense net?
Atlantic Union Bankshares (AUB) reported consumer banking — interest income expense net of $109.15M in Q1 2026.
How has Atlantic Union Bankshares's consumer banking — interest income expense net changed year-over-year?
Atlantic Union Bankshares's consumer banking — interest income expense net increased by 44.0% year-over-year, from $75.78M to $109.15M.
What is the long-term trend for Atlantic Union Bankshares's consumer banking — interest income expense net?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's consumer banking — interest income expense net has grown at a 23.4% compound annual growth rate (CAGR), from $222.79M to $418.42M.
What does consumer banking — interest income expense net mean?
Calculated as the difference between interest income earned on assets and interest expense paid on liabilities within the consumer banking segment. It represents the core spread earned from the segment's traditional banking activities. This is a fundamental measure of the segment's ability to manage interest rate risk and generate profitable net interest income.