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Atlantic Union Bankshares AUB Wholesale Banking — Interest Income Expense Net

Other segment segments

Consumer Banking
$109.13M-3.3%

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
Three Months Ended:Wholesale BankingConsumer BankingCorporate OtherTotal
2026
Interest and dividend income (expense) (1)$441,685$236,853$(191,710)$486,828
Interest expense (income) (1)278,650127,728(244,668)161,710
Net interest income163,035109,12552,958325,118
Provision for credit losses5,3815,69066611,737
Net interest income after provision for credit losses157,654103,43552,292313,381
Noninterest income32,86619,09338,28990,248
Noninterest expenses90,954105,6352,547199,136

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's wholesale banking — interest income expense net?
Atlantic Union Bankshares (AUB) reported wholesale banking — interest income expense net of $163.04M in Q2 2026.
How has Atlantic Union Bankshares's wholesale banking — interest income expense net changed year-over-year?
Atlantic Union Bankshares's wholesale banking — interest income expense net increased by 2.9% year-over-year, from $158.38M to $163.04M.
What is the long-term trend for Atlantic Union Bankshares's wholesale banking — interest income expense net?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's wholesale banking — interest income expense net has grown at a 24.6% compound annual growth rate (CAGR), from $301.8M to $584.22M.
What does wholesale banking — interest income expense net mean?
Calculated as the difference between interest and dividend income and interest expense for the Wholesale Banking segment, representing the net interest income generated. This is a fundamental measure of the segment's core profitability and its ability to manage the spread between asset yields and funding costs. It highlights the efficiency of the segment's balance sheet management.

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