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BOK Financial BOKF Consumer Banking — Net interest income from external sources

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Other financials

Income statement

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Revenue$589.4M+10.1%
Net income$176.5M+26.1%
EPS (diluted)$2.92+33.3%

Balance sheet

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Cash & equivalents$975.8M-28.2%
Total debt$228.1M-8.3%
Total equity$6.1B+3.3%
Total assets$53.2B+4.3%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$8.78B+36.6%
P/E13.5×+1.5×
P/S3.9×+0.8×

Profitability

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Net margin28.5%+2.7pp
FCF margin64.7%+51.6pp

Returns & leverage

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Return on equity10.9%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by BOK Financial in its filing.

Tagged under the XBRL concept bokf:NetInterestIncomeExpenseFromExternalSources.

The source filing: BOK Financial’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 12:05 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000875357-26-000034
Line itemCommercial BankingConsumer BankingWealth ManagementSegment TotalFunds Management and OtherBOKFinancial Corporation
Net interest income from external sources$241,317$17,788$19,867$278,972$63,582$342,554
Net interest income (expense) from internal sources(67,844)38,20123,107(6,536)6,536
Net interest income173,47355,98942,974272,43670,118342,554
Net loans charged off and provision for credit losses4001,5084962,404(2,404)
Net interest income after provision for credit losses173,07354,48142,478270,03272,522342,554
Other operating revenue60,06842,866110,387213,321(2,053)211,268
Personnel expense51,26725,46669,413146,14665,028211,174
Non-personnel expense31,04138,02728,75697,82445,168142,992

Item 6. Exhibits [92](#i2beb11d71c2f4b06859cb69826942c5a_157)

FAQ

What is BOK Financial's consumer banking — net interest income from external sources?
BOK Financial (BOKF) reported consumer banking — net interest income from external sources of $17.79M in Q1 2026.
What does consumer banking — net interest income from external sources mean?
This metric represents the net interest income generated by the consumer banking segment from transactions with external customers. It reflects the spread between interest earned on consumer loans and interest paid on consumer deposits. This is a primary indicator of the segment's core profitability from traditional banking activities.

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