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BOK Financial BOKF Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
Simmons First National logo
Simmons First NationalSFNC
-$1.54M+61.4%
UMB Financial logo
UMB FinancialUMBF
-$6M-282%
BancFirst Corporation logo
BancFirst CorporationBANF
$643K+263%
Equity Bancshares logo
Equity BancsharesEQBK
$3.36M+303%
National Bank Holdings logo
National Bank HoldingsNBHC
$1.13M+64.2%

Other financials

Income statement

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Revenue$589.4M+10.1%
Net income$176.5M+26.1%
EPS (diluted)$2.92+33.3%

Balance sheet

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Cash & equivalents$975.8M-28.2%
Total debt$228.1M-8.3%
Total equity$6.1B+3.3%
Total assets$53.2B+4.3%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$8.74B+35.0%
P/E13.4×+1.4×
P/S3.8×+0.7×

Profitability

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Net margin28.5%+2.7pp
FCF margin64.7%+51.6pp

Returns & leverage

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Return on equity10.9%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by BOK Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: BOK Financial’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 12:05 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000875357-26-000034
(In thousands)Three Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Net unrealized losses (gains) from derivative contracts(36,610)49,111
Share-based compensation5,7875,870
Depreciation and amortization27,20627,284
Net amortization of discounts and premiums(12,409)(12,622)
Net losses (gains) on financial instruments and other losses (gains), net216725
Net loss (gain) on mortgage loans held for sale(1,799)(2,450)
Mortgage loans originated for sale(230,858)(159,816)
Proceeds from sale of mortgage loans held for sale224,541160,342

Item 6. Exhibits [92](#i2beb11d71c2f4b06859cb69826942c5a_157)

FAQ

What is BOK Financial's accretion (amortization) of discounts and premiums, investments?
BOK Financial (BOKF) reported accretion (amortization) of discounts and premiums, investments of $12.41M in Q1 2026.
How has BOK Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
BOK Financial's accretion (amortization) of discounts and premiums, investments decreased by 1.7% year-over-year, from $12.62M to $12.41M.
What is the long-term trend for BOK Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), BOK Financial's accretion (amortization) of discounts and premiums, investments has grown at a 29.9% compound annual growth rate (CAGR), from -$18.29M to $52.13M.
What does accretion (amortization) of discounts and premiums, investments mean?
This metric accounts for the periodic adjustment of the carrying value of investment securities purchased at a price different from their face value. It ensures that the yield on these investments is recognized consistently over the life of the security.

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