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UMB Financial UMBF Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Webster Financial Corporation logo
Webster Financial CorporationWBS
$33.75M-18.0%
First Horizon logo
First HorizonFHN
$0-100%
SouthState logo
SouthStateSSB
-$2.6M-7.0%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's accretion (amortization) of discounts and premiums, investments?
UMB Financial (UMBF) reported accretion (amortization) of discounts and premiums, investments of $2.94M in Q1 2026.
How has UMB Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
UMB Financial's accretion (amortization) of discounts and premiums, investments increased by 157.3% year-over-year, from -$5.13M to $2.94M.
What is the long-term trend for UMB Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), UMB Financial's accretion (amortization) of discounts and premiums, investments has grown at a -34.7% compound annual growth rate (CAGR), from -$53.47M to $9.74M.
What does accretion (amortization) of discounts and premiums, investments mean?
Non-cash adjustments to investment income based on the purchase price of securities.
How do you interpret accretion (amortization) of discounts and premiums, investments?
Trends reflect the composition of the investment portfolio and the interest rate environment at the time of purchase.
How does accretion (amortization) of discounts and premiums, investments compare across companies?
Standard for banks with large investment portfolios; peers report this as a standard non-cash adjustment.