What does banking — interchange expense mean?

This metric tracks the costs incurred by the banking segment related to the processing of debit and credit card transactions through payment networks. It represents the fees paid to card associations and other financial institutions for facilitating electronic payments. Managing this expense is essential for maintaining margins in the bank's retail payment services.

First Busey Corporation BUSE Banking — Interchange expense

Other segment segments

FirsTech

$1.12M-16.9%

Wealth Management

$0—

Similar metrics at other companies

UBS

UBSIBankcard Processing Expense

$623K+3.8%

FNBCommunity Banking — Interchange and card transaction fees

$13M+8.3%

SBC

SBCFInterchange income

$2.07M+14.4%

NBHCAtm Interchange And Credit Card Expenses

$1.08M-2.3%

OFGBanking — Intersegment Expenses

-$1.03M-24.6%

FNBInterchange and card transaction fees

$13M+8.3%

Other financials

Income statement

See full

Revenue$196.2M+57.0%

Net income$50.0M+267%

EPS (diluted)$0.52+218%

Balance sheet

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Cash & equivalents$288.5M-75.7%

Total debt$335.4M+156%

Total equity$2.4B+10.7%

Total assets$18.0B-7.3%

Cash flow

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Operating cash flow$51.5M+515%

CapEx$2.5M+36.8%

Free cash flow$49.1M+645%

Valuation

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Market cap$2.44B+12.2%

Enterprise value$2.49B+151%

P/E11.4×-26.5×

P/S3.1×-1.5×

Profitability

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Net margin27.2%+15.2pp

FCF margin27.2%-2.7pp

Returns & leverage

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Return on equity9.4%+6.1pp

Debt / equity0.1×+0.1×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept buse:InterchangeExpense.

The official record: First Busey Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Busey Corporation's banking — interchange expense?: First Busey Corporation (BUSE) reported banking — interchange expense of $0 in Q1 2026.
What does banking — interchange expense mean?: This metric tracks the costs incurred by the banking segment related to the processing of debit and credit card transactions through payment networks. It represents the fees paid to card associations and other financial institutions for facilitating electronic payments. Managing this expense is essential for maintaining margins in the bank's retail payment services.