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First Busey Corporation BUSE FirsTech — Interchange expense

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Other financials

Income statement

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Revenue$196.7M-0.7%
Net income$63.2M+33.3%
EPS (diluted)$0.69+32.7%

Balance sheet

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Cash & equivalents$665.4M-9.8%
Total debt$164.2M+30.5%
Total equity$2.4B-1.2%
Total assets$18.2B-3.8%

Cash flow

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Operating cash flow$41.5M-16.2%
CapEx$2.3M-32.6%
Free cash flow$39.2M-15.0%

Valuation

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Market cap$2.56B+28.5%
Enterprise value$2.06B+49.1%
P/E11.1×-14.6×
P/S3.2×-0.3×

Profitability

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Net margin29.3%+15.4pp
FCF margin26.4%-2.7pp

Returns & leverage

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Return on equity9.6%+5.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept buse:InterchangeExpense.

The source filing: First Busey Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000314489-26-000055
(dollars in thousands)BankingWealth ManagementFirs TechOtherTotal
Salaries and employee benefits56,8018,1152,76167,677
Data processing7,266704872268,868
Amortization of intangible assets4,0661664,232
Interchange expense1,0961,096
All other noninterest expense27,6055457711,84130,762
Intersegment noninterest expense650749539(1,938)
Noninterest expense96,38810,2796,039(71)112,635
Income (loss) before income taxes76,0639,866(526)(3,514)81,889

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Busey Corporation's firstech — interchange expense?
First Busey Corporation (BUSE) reported firstech — interchange expense of $1.1M in Q2 2026.
How has First Busey Corporation's firstech — interchange expense changed year-over-year?
First Busey Corporation's firstech — interchange expense decreased by 15.5% year-over-year, from $1.3M to $1.1M.
What is the long-term trend for First Busey Corporation's firstech — interchange expense?
Over 3 years (2022 to 2025), First Busey Corporation's firstech — interchange expense has grown at a -6.2% compound annual growth rate (CAGR), from $6.3M to $5.19M.
What does firstech — interchange expense mean?
Measures the fees paid by a business segment to card networks or other financial institutions for processing payment transactions. This is a direct variable cost associated with payment processing services and is a key indicator of transaction volume and margin pressure.

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