Old Second Bancorp OSBC Debit Card Interchange Expense

Debit Card Interchange Expense at other companies

Independent Bank CorporationIBCP

$1.19M+6.4%

First Busey CorporationBUSE

$0—

First Financial BanksharesFFIN

$3.11M-7.9%

Independent Bank CorporationIBCP

$1.19M+6.4%

Camden NationalCAC

$1.62M-4.4%

Independent Bank CorpINDB

$2.4M+24.1%

Questions, answered.

What is Old Second Bancorp's debit card interchange expense?

Old Second Bancorp (OSBC) reported debit card interchange expense of $1.52M in Q1 2026.

How has Old Second Bancorp's debit card interchange expense changed year-over-year?

Old Second Bancorp's debit card interchange expense increased by 10.1% year-over-year, from $1.38M to $1.52M.

What is the long-term trend for Old Second Bancorp's debit card interchange expense?

Over 4 years (2021 to 2025), Old Second Bancorp's debit card interchange expense has grown at a 25.2% compound annual growth rate (CAGR), from $2.54M to $6.23M.

What does debit card interchange expense mean?

Reflects the costs paid by the bank to payment networks and processors for facilitating debit card transactions for customers. This expense is directly tied to the volume and activity of the bank's debit card program. It is a key component in evaluating the net profitability of the bank's retail payment services.