Skip to content
OpenCapital
Get started

Stellar Bancorp STEL Debit card and interchange income

Debit card and interchange income at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$13M+8.3%
SBC
Seacoast Banking Corporation of FloridaSBCF
$2.07M+14.4%
Park National logo
Park NationalPRK
$6.97M+14.5%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$5.8M+47.9%
Prosperity Bancshares logo
Prosperity BancsharesPB
$9.48M+8.5%
First Financial Bankshares logo
First Financial BanksharesFFIN
$5.25M+5.6%

Other financials

Income statement

See full
Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

See full
Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

See full
Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

See full
Market cap$1.98B+26.9%

Profitability

See full
Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

See full
Return on equity6.4%-0.8pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept stel:RebateFromCorrespondentBank.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about Stellar Bancorp's debit card and interchange income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Stellar Bancorp's debit card and interchange income?
Stellar Bancorp (STEL) reported debit card and interchange income of $547K in Q1 2026.
How has Stellar Bancorp's debit card and interchange income changed year-over-year?
Stellar Bancorp's debit card and interchange income increased by 5.2% year-over-year, from $520K to $547K.
What is the long-term trend for Stellar Bancorp's debit card and interchange income?
Over 4 years (2021 to 2025), Stellar Bancorp's debit card and interchange income has grown at a -7.0% compound annual growth rate (CAGR), from $3M to $2.24M.
What does debit card and interchange income mean?
This captures revenue generated from debit card processing fees and interchange income earned through payment network transactions. It represents a recurring, fee-based revenue stream driven by customer transaction volume and usage of digital banking services. Growth in this metric indicates successful adoption of the bank's retail banking products and digital payment solutions.