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Card income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$1.19B-2.1%
JPMorgan Chase logo
JPMorgan ChaseJPM
$1.19B-2.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$9.48M+8.5%
U.S. Bancorp logo
U.S. BancorpUSB
$391M+4.5%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$13M+8.3%
Bank of America logo
Bank of AmericaBAC
$1.49B-1.6%

Other financials

Income statement

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Revenue$288.2M+710%
Net income$65.3M+130%
EPS (diluted)$0.29+127%

Balance sheet

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Cash & equivalents$331.6M-10.1%
Total debt$813.8M+454%
Total equity$4.3B+19.6%
Total assets$30.6B+22.6%

Cash flow

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Operating cash flow-$9.5M-120%
CapEx$3.1M+69.6%
Free cash flow-$12.5M-128%

Valuation

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Market cap$4.43B+33.8%

Profitability

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Net margin35.1%+24.6pp
FCF margin33.5%-20.7pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept ebc:DebitCardProcessingFees.

The official record: Eastern Bankshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eastern Bankshares, Inc.'s card income?
Eastern Bankshares, Inc. (EBC) reported card income of $5.8M in Q1 2026.
How has Eastern Bankshares, Inc.'s card income changed year-over-year?
Eastern Bankshares, Inc.'s card income increased by 47.9% year-over-year, from $3.92M to $5.8M.
What is the long-term trend for Eastern Bankshares, Inc.'s card income?
Over 4 years (2021 to 2025), Eastern Bankshares, Inc.'s card income has grown at a 10.8% compound annual growth rate (CAGR), from $12.12M to $18.26M.
What does card income mean?
This reflects income earned from interchange fees and other processing charges related to customer debit card usage. It is a transactional revenue stream that scales with consumer spending and card adoption. Increasing this income is a common strategy for enhancing noninterest revenue through digital banking services.