Interchange and merchant processing income — Card income
JPMorgan Chase Interchange and merchant processing income — Card income decreased by 3.5% to $9.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.5%, from $8.40B to $9.12B. Over 4 years (FY 2021 to FY 2025), Interchange and merchant processing income — Card income shows an upward trend with a 11.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates higher consumer transaction volumes or improved fee capture rates, signaling growth in the payments business. A decrease may suggest reduced consumer spending, increased competition, or regulatory pressure on interchange fee structures.
Detailed definition
This metric represents the revenue generated from fees earned on credit and debit card transactions, including interchan...
Peer comparison
Comparable to 'Payment Processing Revenue' or 'Card Fees' at other large diversified financial institutions and payment processors.
jpm_segment_interchange_and_merchant_processing_income_card_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.97B | $6.12B | $6.63B | $6.24B | $7.21B | $7.17B | $7.47B | $7.14B | $7.89B | $7.91B | $8.08B | $7.83B | $8.52B | $8.54B | $8.95B | $8.40B | $9.16B | $9.22B | $9.45B | $9.12B |
| QoQ Change | — | +2.4% | +8.4% | -6.0% | +15.7% | -0.7% | +4.2% | -4.4% | +10.4% | +0.4% | +2.1% | -3.1% | +8.8% | +0.3% | +4.8% | -6.2% | +9.1% | +0.6% | +2.5% | -3.5% |
| YoY Change | — | — | — | — | +20.8% | +17.1% | +12.6% | +14.5% | +9.3% | +10.4% | +8.2% | +9.7% | +8.1% | +7.9% | +10.8% | +7.2% | +7.5% | +7.9% | +5.5% | +8.5% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's interchange and merchant processing income — card income?
- JPMorgan Chase (JPM) reported interchange and merchant processing income — card income of $9.12B in Q1 2026.
- How has JPMorgan Chase's interchange and merchant processing income — card income changed year-over-year?
- JPMorgan Chase's interchange and merchant processing income — card income increased by 8.5% year-over-year, from $8.40B to $9.12B.
- What is the long-term trend for JPMorgan Chase's interchange and merchant processing income — card income?
- Over 4 years (2021 to 2025), JPMorgan Chase's interchange and merchant processing income — card income has grown at a 11.3% compound annual growth rate (CAGR), from $23.59B to $36.22B.
- What does interchange and merchant processing income — card income mean?
- Revenue earned from processing credit and debit card transactions for merchants and cardholders.