Interchangeand Merchant Processing — Card income
Products & Services · Card incomeJPMorgan Chase Interchangeand Merchant Processing — Card income increased by 2.5% to $9.45B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.5%, from $8.95B to $9.45B. Over 4 years (FY 2021 to FY 2025), Interchangeand Merchant Processing — Card income shows an upward trend with a 11.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates higher consumer transaction volumes or improved fee capture rates, signaling growth in the payments business. A decrease may suggest reduced consumer spending, increased competition, or regulatory pressure on interchange fee structures.
Detailed definition
This metric represents the revenue generated from fees earned on credit and debit card transactions, including interchan...
Peer comparison
Comparable to 'Payment Processing Revenue' or 'Card Fees' at other large diversified financial institutions and payment processors.
jpm_segment_interchange_and_merchant_processing_income_card_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.97B | $6.12B | $6.63B | $6.24B | $7.21B | $7.17B | $7.47B | $7.14B | $7.89B | $7.91B | $8.08B | $7.83B | $8.52B | $8.54B | $8.95B | $8.40B | $9.16B | $9.22B | $9.45B |
| QoQ Change | — | +2.4% | +8.4% | -6.0% | +15.7% | -0.7% | +4.2% | -4.4% | +10.4% | +0.4% | +2.1% | -3.1% | +8.8% | +0.3% | +4.8% | -6.2% | +9.1% | +0.6% | +2.5% |
| YoY Change | — | — | — | — | +20.8% | +17.1% | +12.6% | +14.5% | +9.3% | +10.4% | +8.2% | +9.7% | +8.1% | +7.9% | +10.8% | +7.2% | +7.5% | +7.9% | +5.5% |
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Frequently Asked Questions
- What is JPMorgan Chase's interchangeand merchant processing — card income?
- JPMorgan Chase (JPM) reported interchangeand merchant processing — card income of $9.45B in Q4 2025.
- How has JPMorgan Chase's interchangeand merchant processing — card income changed year-over-year?
- JPMorgan Chase's interchangeand merchant processing — card income increased by 5.5% year-over-year, from $8.95B to $9.45B.
- What is the long-term trend for JPMorgan Chase's interchangeand merchant processing — card income?
- Over 4 years (2021 to 2025), JPMorgan Chase's interchangeand merchant processing — card income has grown at a 11.3% compound annual growth rate (CAGR), from $23.59B to $36.22B.
- What does interchangeand merchant processing — card income mean?
- Revenue earned from processing credit and debit card transactions for merchants and cardholders.