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Carter Bankshares, Inc. CARE Debit Card Interchange Fees

Debit Card Interchange Fees at other companies

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$13M-7.1%

Other financials

Income statement

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Revenue$68.7M+84.3%
Net income$28.9M+240%
EPS (diluted)$1.31+254%

Balance sheet

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Cash & equivalents$276.5M
Total debt$10.9M+5.0%
Total equity$539.1M+32.9%
Total assets$4.8B+0.4%

Cash flow

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Operating cash flow$303.9M+4,667%
CapEx$2.3M+22.5%
Free cash flow$302.4M+6,131%

Valuation

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Market cap$778.12M+99.7%
P/E6.1×-6.4×
P/S3.1×+0.3×

Profitability

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Net margin50.5%+28.6pp
FCF margin147.6%

Returns & leverage

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Return on equity27.2%+19.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Carter Bankshares, Inc. in its filing.

Tagged under the XBRL concept care:DebitCardFeeIncome.

The source filing: Carter Bankshares, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:26 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001829576-26-000077
(Dollars in Thousands Except per Share Data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Gain on the Loan Sale Transaction65,000
Losses on Sales of Securities, net(12,531)(12,451)
Service Charges, Commissions and Fees2,4911,7654,6193,639
Debit Card Interchange Fees2,0631,9424,2114,046
Insurance Commissions1647141,1181,058
Bank Owned Life Insurance Income457357893698
Other1371303652,368
Total Noninterest Income28,7304,90899,70411,809

Item 1. FINANCIAL STATEMENTS

FAQ

What is Carter Bankshares, Inc.'s debit card interchange fees?
Carter Bankshares, Inc. (CARE) reported debit card interchange fees of $2.06M in Q2 2026.
How has Carter Bankshares, Inc.'s debit card interchange fees changed year-over-year?
Carter Bankshares, Inc.'s debit card interchange fees increased by 6.2% year-over-year, from $1.94M to $2.06M.
What is the long-term trend for Carter Bankshares, Inc.'s debit card interchange fees?
Over 4 years (2021 to 2025), Carter Bankshares, Inc.'s debit card interchange fees has grown at a 2.4% compound annual growth rate (CAGR), from $7.23M to $7.94M.
What does debit card interchange fees mean?
Debit Card Interchange Fees as reported by Carter Bankshares, Inc. Common Stock.

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