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Carter Bankshares, Inc. CARE Debit Card Interchange Fees

Debit Card Interchange Fees at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$13M+8.3%
Community West Bancshares logo
Community West BancsharesCWBC
$464K-10.1%
Stellar Bancorp logo
Stellar BancorpSTEL
$547K+5.2%
Greene County Bancorp logo
Greene County BancorpGCBC
$1.18M+2.8%
First Financial Bankshares logo
First Financial BanksharesFFIN
$5.25M+5.6%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$201K+46.7%

Other financials

Income statement

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Revenue$106.9M+189%
Net income$85.8M+858%
EPS (diluted)$3.88+895%

Balance sheet

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Cash & equivalents$65.7M-70.9%
Total debt$10.9M+5.0%
Total equity$504.9M+25.7%
Total assets$4.8B+2.1%

Cash flow

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Operating cash flow$303.9M+4,667%
CapEx$1.5M+0.9%
Free cash flow$302.4M+6,131%

Valuation

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Market cap$726.22M+90.6%
P/E6.7×-7.1×
P/S3.3×+0.5×

Profitability

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Net margin48.5%+28.6pp
FCF margin147.6%

Returns & leverage

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Return on equity23.9%+16.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Carter Bankshares, Inc. in its filing.

Tagged under the XBRL concept care:DebitCardFeeIncome.

The official record: Carter Bankshares, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Carter Bankshares, Inc.'s debit card interchange fees?
Carter Bankshares, Inc. (CARE) reported debit card interchange fees of $2.15M in Q1 2026.
How has Carter Bankshares, Inc.'s debit card interchange fees changed year-over-year?
Carter Bankshares, Inc.'s debit card interchange fees increased by 2.1% year-over-year, from $2.1M to $2.15M.
What is the long-term trend for Carter Bankshares, Inc.'s debit card interchange fees?
Over 4 years (2021 to 2025), Carter Bankshares, Inc.'s debit card interchange fees has grown at a 2.4% compound annual growth rate (CAGR), from $7.23M to $7.94M.
What does debit card interchange fees mean?
Represents revenue earned from interchange fees processed through debit card transactions. This metric reflects the bank's transaction volume and the utility of its retail banking products for daily consumer spending. It serves as a recurring, non-interest income stream that is highly correlated with retail customer activity.