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First Busey Corporation BUSE Provision for loan losses

Provision for loan losses at other companies

Nelnet logo
NelnetNNI
$53.24M+247%
Nelnet logo
NelnetNNI
$53.24M+247%
FCF
FirstCash HoldingsFCFS
$39.93M-4.4%
Nelnet logo
NelnetNNI
$4.78M+106%
FCF
FirstCash HoldingsFCFS
$0
CareTrust logo
CareTrustCTRE
$4.67M

Other financials

Income statement

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Revenue$196.7M-0.7%
Net income$63.2M+33.3%
EPS (diluted)$0.69+32.7%

Balance sheet

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Cash & equivalents$665.4M-9.8%
Total debt$164.2M+30.5%
Total equity$2.4B-1.2%
Total assets$18.2B-3.8%

Cash flow

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Operating cash flow$41.5M-16.2%
CapEx$2.3M-32.6%
Free cash flow$39.2M-15.0%

Valuation

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Market cap$2.59B+30.5%
Enterprise value$2.09B+52.3%
P/E11.2×-14.4×
P/S3.3×-0.3×

Profitability

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Net margin29.3%+15.4pp
FCF margin26.4%-2.7pp

Returns & leverage

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Return on equity9.6%+5.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept buse:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalExcludingBusinessAcquisition.

The source filing: First Busey Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000314489-26-000055
(dollars in thousands)C&I and Other CommercialCREReal Estate ConstructionRetail Real EstateRetail OtherTotal
ACL balance, December 31, 2025$61,370$70,328$11,568$29,178$1,579$174,023
Provision for loan losses10,328(8,294)3,386(1,672)1773,925
Charged-off(16,193)(228)(101)(434)(351)(17,307)
Recoveries1,9141,37721441263,563
ACL balance, June 30, 2026$57,419$63,183$14,855$27,216$1,531$164,204

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Busey Corporation's provision for loan losses?
First Busey Corporation (BUSE) reported provision for loan losses of $1.53M in Q2 2026.
How has First Busey Corporation's provision for loan losses changed year-over-year?
First Busey Corporation's provision for loan losses increased by 52.4% year-over-year, from $1.01M to $1.53M.
What does provision for loan losses mean?
Provision for loan losses as reported by First Busey Corporation Class A Common Stock.

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