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FirstCash Holdings FCFS Latin America — Provision for loan losses

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Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: FirstCash Holdings’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's latin america — provision for loan losses?
FirstCash Holdings (FCFS) reported latin america — provision for loan losses of $0 in Q1 2026.
What does latin america — provision for loan losses mean?
The amount set aside to cover potential losses from pawn loans that may not be repaid.
How do you interpret latin america — provision for loan losses?
Rising provisions indicate higher expected default rates or portfolio risk, whereas falling provisions suggest stable or improving borrower repayment behavior.
How does latin america — provision for loan losses compare across companies?
Standard metric for all lenders, comparable to loan loss provisions in banking and consumer finance.