PROG Holdings PRG Four — Provision for Loan Losses

Other segment segments

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Questions, answered.

What is PROG Holdings's four — provision for loan losses?

PROG Holdings (PRG) reported four — provision for loan losses of $8.2M in Q4 2025.

How has PROG Holdings's four — provision for loan losses changed year-over-year?

PROG Holdings's four — provision for loan losses increased by 144.3% year-over-year, from $3.36M to $8.2M.

What is the long-term trend for PROG Holdings's four — provision for loan losses?

Over 2 years (2023 to 2025), PROG Holdings's four — provision for loan losses has grown at a 189.0% compound annual growth rate (CAGR), from $3.93M to $32.82M.

What does four — provision for loan losses mean?

This metric represents the periodic expense set aside by the Four segment to account for expected credit losses on its loan or lease portfolio. It reflects management's assessment of credit risk and the potential for non-payment among the segment's customer base. A rising provision may indicate deteriorating credit quality or a strategic expansion into higher-risk lending segments.