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Navient NAVI Federal Education Loans — Provision For Loan Losses Expensed

Other segment segments

Consumer Lending
$22M
All Other Segments
$0
Business Processing
$0

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's federal education loans — provision for loan losses expensed?
Navient (NAVI) reported federal education loans — provision for loan losses expensed of $9M in Q1 2026.
How has Navient's federal education loans — provision for loan losses expensed changed year-over-year?
Navient's federal education loans — provision for loan losses expensed increased by 212.5% year-over-year, from -$8M to $9M.
What does federal education loans — provision for loan losses expensed mean?
This represents the periodic expense recognized to account for anticipated credit losses within the federal education loan portfolio. It reflects management's assessment of the credit quality and potential default risk of the underlying loan assets. Higher provisions indicate an expectation of deteriorating credit performance or portfolio growth.