Navient (NAVI) Business Processing — Provision For Loan Losses Expensed — Quarterly & Annual

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Other segment segments

Federal Education Loans

$8M0.0%

All Other Segments

$0—

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CTB

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CBANSmall Business Specialty Lending Division — Provision For Loan Losses Expensed

$1.1M+40.9%

MFINCommercial Lending — Provision For Loan Losses Expensed

$459K-85.3%

Other financials

Income statement

Revenue$43.0M-46.9%

Net income$25.0M+78.6%

EPS (diluted)$0.26+100%

Balance sheet

Cash & equivalents$770.0M+8.1%

Total debt$44.3B-5.9%

Total equity$3.0B+4.7%

Total assets$47.3B-5.8%

Cash flow

Operating cash flow$143.0M+13.5%

Valuation

Market cap$853.42M-31.2%

Enterprise value$44.42B-6.7%

Profitability

Net margin48.3%—

Returns & leverage

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:09 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340245

(Dollars in millions)	Total GAAP	Adjustments / Reclassi-fications	Adjustments / Additions/(Subtractions)	Adjustments / Total Adjustments (1)	Total Core Earnings	Reportable Segments / Consumer Lending	Reportable Segments / Federal Education Loans	Reportable Segments / Business Processing	Reportable Segments / Other
Total interest income	682					278	399	—	5
Total interest expense	560					185	351	—	26
Net interest income (loss)	122	$1	$(3)	$(2)	$120	93	48	—	(21)
Less: provisions for loan losses	26				26	18	8	—	—
Net interest income (loss) after provisions for loan losses	96					75	40	—	(21)
Other income (loss):
Servicing revenue	10					2	8	—	—
Asset recovery and business processing revenue	—					—	—	—	—

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FAQ

What is Navient's business processing — provision for loan losses expensed?: Navient (NAVI) reported business processing — provision for loan losses expensed of $0 in Q2 2026.
What does business processing — provision for loan losses expensed mean?: Represents the expense recognized to account for potential credit losses on loans held within the business processing segment. It is a critical indicator of credit risk management and the expected collectability of the segment's loan portfolio.

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