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Hilltop Holdings HTH Banking — Provision For Loan Losses Expensed

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$53K+1,667%

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Other financials

Income statement

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Revenue$315.8M+4.1%
Net income$36.5M+1.2%
EPS (diluted)$0.63+10.5%

Balance sheet

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Total debt$1.4B+60.9%
Total equity$2.1B-3.3%
Total assets$16.0B+4.2%

Cash flow

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Operating cash flow-$157.5M+32.9%
CapEx$5.4M
Free cash flow-$162.8M+30.6%

Valuation

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Market cap$2.25B+17.6%
P/E13.9×+0.6×
P/S1.8×+0.2×

Profitability

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Net margin12.7%+1.0pp
FCF margin-9.6%-42.7pp

Returns & leverage

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Return on equity7.5%+0.9pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by Hilltop Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The source filing: Hilltop Holdings’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 4:32 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086658
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other1,3349892,4182,128
Total interest expense73,19586,507145,388174,189
Net interest income115,851110,674227,948215,791
Provision for (reversal of) credit losses(974)(7,340)7911,998
Net interest income after provision for (reversal of) credit losses116,825118,014227,157213,793
Noninterest income:
Net gains from sale of loans and other mortgage production income48,58351,94599,55597,226
Mortgage loan origination fees30,29428,73852,20451,189

Item 1. Financial Statements.

FAQ

What is Hilltop Holdings's banking — provision for loan losses expensed?
Hilltop Holdings (HTH) reported banking — provision for loan losses expensed of -$1.03M in Q2 2026.
How has Hilltop Holdings's banking — provision for loan losses expensed changed year-over-year?
Hilltop Holdings's banking — provision for loan losses expensed increased by 86.0% year-over-year, from -$7.34M to -$1.03M.
What is the long-term trend for Hilltop Holdings's banking — provision for loan losses expensed?
Over 3 years (2021 to 2025), Hilltop Holdings's banking — provision for loan losses expensed has grown at a -49.9% compound annual growth rate (CAGR), from -$58.18M to $7.34M.
What does banking — provision for loan losses expensed mean?
This expense represents the amount set aside by the banking segment to cover potential future losses from loan defaults or credit deterioration. It is a critical indicator of credit quality and management's outlook on the economic environment. A significant increase in this provision often signals heightened credit risk within the loan portfolio.

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