Skip to content
Screener

FirstCash Holdings FCFS Provision for loan losses

Provision for loan losses at other companies

Nelnet logo
NelnetNNI
$53.24M+247%
Nelnet logo
NelnetNNI
$53.24M+247%
First Busey Corporation logo
First Busey CorporationBUSE
$1.53M+52.4%
Nelnet logo
NelnetNNI
$4.78M+106%
CareTrust logo
CareTrustCTRE
$4.67M
Nelnet logo
NelnetNNI
$0

Other financials

Income statement

See full
Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

See full
Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

See full
Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

See full
Market cap$8.92B+48.3%
Enterprise value$11.38B+38.2%
P/E23×+2.4×
P/S2.2×+0.4×

Profitability

See full
Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

See full
Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:NonCashPortionOfCreditLossProvision.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Adjustments to reconcile net income to net cash flow provided by operating activities:
Depreciation of leased merchandise152,709167,091
Provision for lease losses54,18360,105
Provision for loan losses82,77478,121
Share-based compensation expense10,7509,050
Depreciation and amortization expense63,95651,366
Amortization of debt issuance costs2,1361,971
Prepayment penalties on early termination of secured term loans4,182

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's provision for loan losses?
FirstCash Holdings (FCFS) reported provision for loan losses of $39.93M in Q2 2026.
How has FirstCash Holdings's provision for loan losses changed year-over-year?
FirstCash Holdings's provision for loan losses decreased by 4.4% year-over-year, from $41.76M to $39.93M.
What is the long-term trend for FirstCash Holdings's provision for loan losses?
Over 4 years (2021 to 2025), FirstCash Holdings's provision for loan losses has grown at a 35.0% compound annual growth rate (CAGR), from $48.95M to $162.71M.
What does provision for loan losses mean?
This represents the estimated expense for loans that are expected to go into default or remain uncollected. It is a non-cash charge that aligns the balance sheet with the expected collectability of the loan portfolio. This adjustment is critical for understanding the true cash-generating capacity of a lending business.

Ask your AI about FirstCash Holdings's provision for loan losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude