Skip to content

FirstCash Holdings FCFS Provision for loan losses

Provision for loan losses at other companies

Ally Financial logo
Ally FinancialALLY
$467M+145%
LFT
Lument Finance TrustLFT
$3.6M+174%
PNC Financial Services logo
PNC Financial ServicesPNC
$210M-4.1%
Northern Trust logo
Northern TrustNTRS
-$3M-400%
Jones Lang LaSalle logo
Jones Lang LaSalleJLL
$5.15M+5,050%
Huntington Bancshares logo
Huntington BancsharesHBAN
$158M+37.4%

Other financials

Income statement

See full
Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

See full
Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

See full
Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

See full
Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

See full
Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

See full
Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:NonCashPortionOfCreditLossProvision.

The official record: FirstCash Holdings’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

Ask your AI about FirstCash Holdings's provision for loan losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is FirstCash Holdings's provision for loan losses?
FirstCash Holdings (FCFS) reported provision for loan losses of $42.84M in Q1 2026.
How has FirstCash Holdings's provision for loan losses changed year-over-year?
FirstCash Holdings's provision for loan losses increased by 17.8% year-over-year, from $36.36M to $42.84M.
What is the long-term trend for FirstCash Holdings's provision for loan losses?
Over 4 years (2021 to 2025), FirstCash Holdings's provision for loan losses has grown at a 35.0% compound annual growth rate (CAGR), from $48.95M to $162.71M.
What does provision for loan losses mean?
The estimated amount of loans that the company expects will not be repaid.
How do you interpret provision for loan losses?
Rising provisions indicate higher expected credit losses and potential weakness in the borrower base.
How does provision for loan losses compare across companies?
Standard for banks, pawn lenders, and consumer finance companies.