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Citigroup C In North America offices — Total modifications balance
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Where this comes from
Reported directly by Citigroup in its filing.
Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod.
The source filing: Citigroup’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 5:14 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000831001-26-000045
| In millions of dollars, except weighted averages | Modifications as % of loans | Total modifications balance at June 30, 2026(1)(2)(3) | For the Three Months Ended June 30, 2026 / Interest rate reduction | For the Three Months Ended June 30, 2026 / Term extension | For the Three Months Ended June 30, 2026 / Payment delay | For the Three Months Ended June 30, 2026 / Combination: interest rate reduction and term extension | For the Three Months Ended June 30, 2026 / Weighted-average interest rate reduction % | Weighted-average term extension (months) | Weighted-average delay in payments (months) |
|---|---|---|---|---|---|---|---|---|---|
| Home equity loans | 0.04 | 1 | — | — | 1 | — | — | — | 11 |
| Credit cards | 0.25 | 452 | 452 | — | — | — | 24 | — | — |
| Personal, small business and other | 0.02 | 8 | — | — | — | 8 | 9 | 16 | — |
| Total | 0.17% | $581 | $453 | $11 | $98 | $19 | |||
| In offices outside North America(4) | |||||||||
| Residential mortgages | 0.04% | $10 | — | — | $8 | $2 | — | 213 | 12 |
| Credit cards | 0.09 | 13 | 7 | — | — | 6 | 33 | 24 | — |
| Personal, small business and other | 0.06 | 26 | 6 | — | — | 20 | 6 | 27 | — |
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FAQ
- What is Citigroup's in north america offices — total modifications balance?
- Citigroup (C) reported in north america offices — total modifications balance of $581M in Q2 2026.
- How has Citigroup's in north america offices — total modifications balance changed year-over-year?
- Citigroup's in north america offices — total modifications balance decreased by 21.6% year-over-year, from $741M to $581M.
- What is the long-term trend for Citigroup's in north america offices — total modifications balance?
- Over 2 years (2023 to 2025), Citigroup's in north america offices — total modifications balance has grown at a 26.6% compound annual growth rate (CAGR), from $1.37B to $2.2B.
- What does in north america offices — total modifications balance mean?
- The aggregate outstanding balance of all loans that have undergone a formal modification process in the North American segment. This captures the total exposure to restructured debt that may still carry elevated risk profiles. It reflects the cumulative impact of the bank's loss mitigation strategies.
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