Citigroup In North America offices — Total modified loans balance increased by 2.0% to $1.98B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 18.5%, from $1.67B to $1.98B. Over 2 years (FY 2023 to FY 2025), In North America offices — Total modified loans balance shows an upward trend with a 54.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
A high or growing balance indicates a significant portion of the portfolio is under modified terms.
The total outstanding balance of all loans that have been modified within the North American segment. This represents th...
Standard metric for assessing the size of the 'troubled' or 'restructured' loan book.
c_segment_in_north_america_offices_total_modified_loans_balance| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $339.00M | $624.00M | $931.00M | $1.24B | $1.36B | $1.41B | $1.50B | $1.56B | $1.67B | $1.93B | $1.91B | $1.94B | $1.98B |
| QoQ Change | — | +84.1% | +49.2% | +33.0% | +9.7% | +4.1% | +5.8% | +4.3% | +6.9% | +16.0% | -1.4% | +1.6% | +2.0% |
| YoY Change | — | — | — | — | +300.6% | +126.4% | +60.6% | +25.9% | +22.8% | +36.8% | +27.5% | +24.2% | +18.5% |