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Carter Bankshares, Inc. CARE Special Production Payout — In-Scope Revenue Streams

Other product segments

Service Charges on Deposit Accounts
$5.83M-0.5%
Other Fees and Other Income
$3.83M+92.9%
Annual Commission on Investment
$2.48M-28.8%
Customer Commissions
$195K+17.5%

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PLPCSpecial Industries — Percentage of disaggregated revenue
5%-1.0pp

Other financials

Income statement

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Revenue$106.9M+189%
Net income$85.8M+858%
EPS (diluted)$3.88+895%

Balance sheet

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Cash & equivalents$65.7M-70.9%
Total debt$10.9M+5.0%
Total equity$504.9M+25.7%
Total assets$4.8B+2.1%

Cash flow

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Operating cash flow$303.9M+4,667%
CapEx$1.5M+0.9%
Free cash flow$302.4M+6,131%

Valuation

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Market cap$726.22M+90.6%
P/E6.7×-7.1×
P/S3.3×+0.5×

Profitability

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Net margin48.5%+28.6pp
FCF margin147.6%

Returns & leverage

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Return on equity23.9%+16.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Carter Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Carter Bankshares, Inc.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Carter Bankshares, Inc.'s special production payout — in-scope revenue streams?
Carter Bankshares, Inc. (CARE) reported special production payout — in-scope revenue streams of $14.5K in Q4 2025.
How has Carter Bankshares, Inc.'s special production payout — in-scope revenue streams changed year-over-year?
Carter Bankshares, Inc.'s special production payout — in-scope revenue streams increased by 34.9% year-over-year, from $10.75K to $14.5K.
What is the long-term trend for Carter Bankshares, Inc.'s special production payout — in-scope revenue streams?
Over 4 years (2021 to 2025), Carter Bankshares, Inc.'s special production payout — in-scope revenue streams has grown at a -18.1% compound annual growth rate (CAGR), from $129K to $58K.
What does special production payout — in-scope revenue streams mean?
This metric represents the revenue generated from specific financial products or services categorized under the special production payout segment. It tracks the income derived from targeted service offerings that fall within the scope of this specific business line. Monitoring this stream helps investors evaluate the performance and contribution of specialized banking products to the overall revenue mix.