How has Pathward Financial, Inc.'s commercial — interest expense changed year-over-year?

Pathward Financial, Inc.'s commercial — interest expense increased by 16.2% year-over-year, from $31.07M to $36.09M.

What does commercial — interest expense mean?

The total cost incurred by the commercial segment to fund its lending and investment activities, primarily through interest paid on deposits and borrowings. This metric is critical for assessing the segment's cost of capital and net interest margin management.

Pathward Financial, Inc. CASH Commercial — Interest Expense

Other segment segments

Corporate Services/Other

-$41.26M-11.4%

Consumer

$10.93M-6.6%

Similar metrics at other companies

SNEXCommercial — Total interest expense

$33.8M+45.1%

TBBKCommercial — Interest Expense Operating

$10K0.0%

CNACommercial — Interest

$0—

WALCommercial Segment — Interest Expense

$158.3M+5.6%

FBPCommercial And Corporate — Interest Expense Operating

$3.85M+1.8%

JOECommercial — Interest Expense Nonoperating

$2.5M-11.0%

Other financials

Income statement

See full

Revenue$276.3M+0.5%

Net income$72.9M-2.7%

EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%

Total debt$82.7M+41.0%

Total equity$851.5M+4.5%

Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%

CapEx$2.3M-35.6%

Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%

Enterprise value$1.72B+20.9%

P/E9.5×+0.7×

P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp

FCF margin79.7%+36.0pp

Returns & leverage

See full

Return on equity22.7%-1.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s commercial — interest expense?: Pathward Financial, Inc. (CASH) reported commercial — interest expense of $36.09M in Q1 2026.
How has Pathward Financial, Inc.'s commercial — interest expense changed year-over-year?: Pathward Financial, Inc.'s commercial — interest expense increased by 16.2% year-over-year, from $31.07M to $36.09M.
What does commercial — interest expense mean?: The total cost incurred by the commercial segment to fund its lending and investment activities, primarily through interest paid on deposits and borrowings. This metric is critical for assessing the segment's cost of capital and net interest margin management.