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Pathward Financial, Inc. CASH Refund transfer product expense

Refund transfer product expense at other companies

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$3.98M+12.0%
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$3.2M
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$17.1M-36.4%

Other financials

Income statement

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Revenue$189.6M-3.1%
Net income$29.0M-31.3%
EPS (diluted)$1.37-24.3%

Balance sheet

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Cash & equivalents$149.4M-42.2%
Total debt$223.8M+29.4%
Total equity$850.9M+3.9%
Total assets$7.3B+1.2%

Cash flow

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Operating cash flow$52.0M+71.1%
CapEx$3.4M+26.5%
Free cash flow$48.6M+75.4%

Valuation

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Market cap$1.8B+6.5%
Enterprise value$1.88B+16.8%
P/E10.3×+0.9×
P/S2.2×+0.1×

Profitability

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Net margin21.3%-0.4pp
FCF margin82.8%+49.5pp

Returns & leverage

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Return on equity21.1%-2.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:FeesAndCommissionsExpensesOther.

The source filing: Pathward Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000907471-26-000034
(Dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Total noninterest income76,73173,442281,674269,344
Noninterest expense:
Compensation and benefits52,36148,559159,630149,755
Refund transfer product expense2,7582,81811,95811,401
Refund advance expense90(74)1,5871,225
Card processing30,67136,19794,583105,750
Building and software13,05410,63337,83530,646
Operating lease equipment depreciation7,54511,56926,61534,775

Item 1. Financial Statements.

FAQ

What is Pathward Financial, Inc.'s refund transfer product expense?
Pathward Financial, Inc. (CASH) reported refund transfer product expense of $2.76M in Q2 2026.
How has Pathward Financial, Inc.'s refund transfer product expense changed year-over-year?
Pathward Financial, Inc.'s refund transfer product expense decreased by 2.1% year-over-year, from $2.82M to $2.76M.
What does refund transfer product expense mean?
Refund transfer product expense as reported by Pathward Financial, Inc. Common Stock.

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