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Cass Information Systems CASS Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$70.07M+117%
Financial Institutions logo
Financial InstitutionsFISI
$49.75M+13.2%
Southern First Bancshares logo
Southern First BancsharesSFST
$28.96M+28.0%
Eagle Bancorp logo
Eagle BancorpEGBN
$52.09M+31.2%
Civista Bancshares logo
Civista BancsharesCIVB
$38.45M+23.2%
CTB
Community Trust BancorpCTBI
$56.47M+18.4%

Other financials

Income statement

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Revenue$49.1M+5.8%
Net income$8.8M-1.5%
EPS (diluted)$0.67+1.5%

Balance sheet

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Cash & equivalents$244.3M+10.7%
Total debt$149.3M+2,866%
Total equity$241.8M+3.2%
Total assets$2.5B+9.3%

Cash flow

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Operating cash flow$14.5M-32.5%
CapEx$1.9M-26.4%
Free cash flow$12.7M-33.4%

Valuation

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Market cap$659.65M+19.4%
Enterprise value$564.63M+67.6%
P/E18.9×-7.5×
P/S3.4×+0.4×

Profitability

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Net margin18.1%+6.6pp
FCF margin14.5%-10.3pp

Returns & leverage

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Return on equity14.7%+5.6pp
Debt / equity0.6×+0.6×

Where this comes from

Reported directly by Cass Information Systems in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Cass Information Systems’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cass Information Systems's net interest income (after provisions)?
Cass Information Systems (CASS) reported net interest income (after provisions) of $21.16M in Q1 2026.
How has Cass Information Systems's net interest income (after provisions) changed year-over-year?
Cass Information Systems's net interest income (after provisions) increased by 15.2% year-over-year, from $18.37M to $21.16M.
What is the long-term trend for Cass Information Systems's net interest income (after provisions)?
Over 4 years (2021 to 2025), Cass Information Systems's net interest income (after provisions) has grown at a 16.1% compound annual growth rate (CAGR), from $44.46M to $80.89M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected defaults in the loan portfolio. It provides a more accurate view of the net earnings generated from lending activities after accounting for inherent credit risk. It is a critical measure of the quality and sustainability of the bank's interest-based revenue.