Investing
Collections of finance receivables
Caterpillar Collections of finance receivables increased by 3.8% to $3.63B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.4%, from $3.37B to $3.63B. Over 4 years (FY 2021 to FY 2025), Collections of finance receivables shows relatively stable performance with a 2.1% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionInvesting
CategoryLiquidity
SignalHigher is better
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
Higher collections indicate strong credit performance and a healthy return of capital from the financing portfolio.
Detailed definition
This metric represents the cash inflows received from customers as repayment for financing provided by the company for t...
Peer comparison
Standard for companies with captive finance subsidiaries or significant customer financing programs.
Metric ID:
cf_cat_collections_of_finance_receivablesHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.81B | $3.64B | $3.21B | $2.97B | $3.55B | $3.22B | $3.44B | $3.17B | $3.59B | $3.63B | $3.64B | $3.14B | $3.60B | $3.49B | $3.37B | $3.05B | $3.35B | $3.49B | $3.63B |
| QoQ Change | — | +29.6% | -11.9% | -7.6% | +19.8% | -9.4% | +6.8% | -7.9% | +13.3% | +1.2% | +0.3% | -13.8% | +14.7% | -3.1% | -3.4% | -9.6% | +9.9% | +4.2% | +3.8% |
| YoY Change | — | — | — | — | +26.4% | -11.6% | +7.2% | +6.8% | +1.0% | +12.8% | +5.9% | -0.9% | +0.4% | -3.9% | -7.4% | -2.9% | -7.0% | +0.0% | +7.4% |
Range$2.81B – $3.64B
CAGR+5.8%
Avg YoY Growth+2.3%
Median YoY Growth+0.4%
Current Streak3 quarters growth
Collections of finance receivables at Other Companies
Frequently Asked Questions
- What is Caterpillar's collections of finance receivables?
- Caterpillar (CAT) reported collections of finance receivables of $3.63B in Q4 2025.
- How has Caterpillar's collections of finance receivables changed year-over-year?
- Caterpillar's collections of finance receivables increased by 7.4% year-over-year, from $3.37B to $3.63B.
- What is the long-term trend for Caterpillar's collections of finance receivables?
- Over 4 years (2021 to 2025), Caterpillar's collections of finance receivables has grown at a 2.1% compound annual growth rate (CAGR), from $12.43B to $13.52B.
- What does collections of finance receivables mean?
- Cash received from customers paying back loans or leases provided by the company.