Products & Services · Policyholder Account Balance, Cash Surrender Value
Universal Life — Policyholder Account Balance, Cash Surrender Value
Chubb Universal Life — Policyholder Account Balance, Cash Surrender Value increased by 1.4% to $1.77B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.4%, from $1.65B to $1.77B. Over 3 years (FY 2022 to FY 2025), Universal Life — Policyholder Account Balance, Cash Surrender Value shows an upward trend with a 23.1% CAGR.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025
How to read this metric
A high cash surrender value relative to total account balance indicates lower surrender charges and potentially higher liquidity risk.
Detailed definition
This is the amount a policyholder would receive if they were to terminate their policy immediately, often net of surrend...
Peer comparison
Standard metric for assessing the surrender value of life insurance liabilities.
Metric ID:
cb_segment_universal_life_policyholder_account_balance_cash_surrender_valueHistorical Data
17 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $680.00M | $869.00M | $876.00M | $934.00M | $1.00B | $937.00M | $978.00M | $1.60B | $1.63B | $1.62B | $1.61B | $1.70B | $1.65B | $1.66B | $1.70B | $1.75B | $1.77B |
| QoQ Change | — | +27.8% | +0.8% | +6.6% | +7.2% | -6.4% | +4.4% | +63.2% | +2.0% | -0.3% | -0.7% | +5.5% | -2.9% | +0.6% | +2.2% | +3.1% | +1.4% |
| YoY Change | — | — | — | — | +47.2% | +7.8% | +11.6% | +70.9% | +62.6% | +73.2% | +64.7% | +6.5% | +1.3% | +2.2% | +5.2% | +2.8% | +7.4% |
Range$680.00M – $1.77B
CAGR+27.0%
Avg YoY Growth+28.0%
Median YoY Growth+7.8%
Current Streak4 quarters growth
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Frequently Asked Questions
- What is Chubb's universal life — policyholder account balance, cash surrender value?
- Chubb (CB) reported universal life — policyholder account balance, cash surrender value of $1.77B in Q4 2025.
- How has Chubb's universal life — policyholder account balance, cash surrender value changed year-over-year?
- Chubb's universal life — policyholder account balance, cash surrender value increased by 7.4% year-over-year, from $1.65B to $1.77B.
- What is the long-term trend for Chubb's universal life — policyholder account balance, cash surrender value?
- Over 3 years (2022 to 2025), Chubb's universal life — policyholder account balance, cash surrender value has grown at a 23.1% compound annual growth rate (CAGR), from $3.68B to $6.87B.
- What does universal life — policyholder account balance, cash surrender value mean?
- The total cash value available to policyholders if they surrender their policies today.