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Chubb CB Universal Life — Policyholder Account Balance, Cash Surrender Value

Other product segments

Insurance, Other
$2.38B+13.7%

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$53.23M+8.0%
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$89.86M+4.7%
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$92.64M+29.8%

Other financials

Income statement

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Revenue$14.8B+10.6%
Net income$2.9B-3.8%
EPS (diluted)$7.30-0.7%

Balance sheet

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Cash & equivalents$2.8B+16.1%
Total debt$18.7B+19.2%
Total equity$80.8B+16.5%
Total assets$281.32B+7.6%

Cash flow

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Operating cash flow$3.9B+152%

Valuation

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Market cap$136.01B+26.5%
P/E12.2×+0.5×

Profitability

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Net margin18.6%+3.5pp

Returns & leverage

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Return on equity14.9%+0.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Chubb in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueDuePolicyholdersAmount.

The source filing: Chubb’s 10-Q, filed April 28, 2026.

Filed
Apr 28, 2026, 3:42 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000896159-26-000011
(in millions of U.S. dollars, except for percentages)March 31 / 2026 / Universal LifeMarch 31 / 2026 / Annuities (3)March 31 / 2026 / OtherMarch 31 / 2025 / Universal LifeMarch 31 / 2025 / Annuities (3)March 31 / 2025 / Other
Weighted-average crediting rate (1)3.4%N/A3.1%3.5%N/A3.4%
Net amount at risk (2)$10,753$64$336$12,079$407
Cash Surrender Value$1,705$1,928$2,381$1,659$1,728$2,095

ITEM 1. Financial Statements

FAQ

What is Chubb's universal life — policyholder account balance, cash surrender value?
Chubb (CB) reported universal life — policyholder account balance, cash surrender value of $1.71B in Q1 2026.
How has Chubb's universal life — policyholder account balance, cash surrender value changed year-over-year?
Chubb's universal life — policyholder account balance, cash surrender value increased by 2.8% year-over-year, from $1.66B to $1.71B.
What is the long-term trend for Chubb's universal life — policyholder account balance, cash surrender value?
Over 3 years (2022 to 2025), Chubb's universal life — policyholder account balance, cash surrender value has grown at a 23.1% compound annual growth rate (CAGR), from $3.68B to $6.87B.
What does universal life — policyholder account balance, cash surrender value mean?
This is the amount a policyholder would receive if they were to terminate their policy immediately, often net of surrender charges. It represents the immediate liquidity demand the insurer might face from the policyholder base.

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