Universal Life — Policyholder Account Balance, Cash Surrender Value
The Hartford Financial Services Group Universal Life — Policyholder Account Balance, Cash Surrender Value decreased by 1.0% to $192.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.5%, from $201.00M to $192.00M. Over 3 years (FY 2022 to FY 2025), Universal Life — Policyholder Account Balance, Cash Surrender Value shows a downward trend with a -5.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High cash surrender values relative to total assets indicate higher potential liquidity risk during periods of market stress.
Detailed definition
The total amount that policyholders would receive if they were to terminate their policies immediately, typically equal...
Peer comparison
Standard industry metric for life insurance, often reported as 'Cash Surrender Value' or 'Net Cash Value'.
hig_segment_universal_life_policyholder_account_balance_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $250.00M | $247.00M | $239.00M | $233.00M | $229.00M | $229.00M | $226.00M | $224.00M | $221.00M | $216.00M | $209.00M | $207.00M | $205.00M | $201.00M | $199.00M | $196.00M | $194.00M | $192.00M |
| QoQ Change | — | -1.2% | -3.2% | -2.5% | -1.7% | +0.0% | -1.3% | -0.9% | -1.3% | -2.3% | -3.2% | -1.0% | -1.0% | -2.0% | -1.0% | -1.5% | -1.0% | -1.0% |
| YoY Change | — | — | — | — | -8.4% | -7.3% | -5.4% | -3.9% | -3.5% | -5.7% | -7.5% | -7.6% | -7.2% | -6.9% | -4.8% | -5.3% | -5.4% | -4.5% |
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Frequently Asked Questions
- What is The Hartford Financial Services Group's universal life — policyholder account balance, cash surrender value?
- The Hartford Financial Services Group (HIG) reported universal life — policyholder account balance, cash surrender value of $192.00M in Q1 2026.
- How has The Hartford Financial Services Group's universal life — policyholder account balance, cash surrender value changed year-over-year?
- The Hartford Financial Services Group's universal life — policyholder account balance, cash surrender value decreased by 4.5% year-over-year, from $201.00M to $192.00M.
- What is the long-term trend for The Hartford Financial Services Group's universal life — policyholder account balance, cash surrender value?
- Over 3 years (2022 to 2025), The Hartford Financial Services Group's universal life — policyholder account balance, cash surrender value has grown at a -5.9% compound annual growth rate (CAGR), from $948.00M to $790.00M.
- What does universal life — policyholder account balance, cash surrender value mean?
- The total cash value available to policyholders if they choose to cancel their policies today.