Products & Services · Cash surrender value
Universal Life Insurance — Cash surrender value
Ameriprise Financial Universal Life Insurance — Cash surrender value decreased by 1.0% to $1.23B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from $1.27B to $1.23B. Over 2 years (FY 2023 to FY 2025), Universal Life Insurance — Cash surrender value shows relatively stable performance with a -3.6% CAGR.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026
Rolls up toCash surrender value
How to read this metric
An increase reflects growth in the policyholder base and accumulated savings, while a sudden decrease may indicate high lapse rates.
Detailed definition
This represents the total amount of cash that policyholders would receive if they were to voluntarily terminate their un...
Peer comparison
Reported by most life insurers as 'Cash Surrender Value' or 'Policyholder Account Value'.
Metric ID:
amp_segment_universal_life_insurance_cash_surrender_valueHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.38B | $1.37B | $1.36B | $1.34B | $1.33B | $1.32B | $1.31B | $1.29B | $1.28B | $1.27B | $1.26B | $1.25B | $1.24B | $1.23B |
| QoQ Change | — | -0.9% | -0.9% | -1.0% | -1.0% | -0.9% | -1.0% | -1.1% | -0.9% | -0.9% | -0.9% | -0.7% | -0.5% | -1.0% |
| YoY Change | — | — | — | — | -3.8% | -3.7% | -3.8% | -3.9% | -3.8% | -3.8% | -3.8% | -3.4% | -3.0% | -3.1% |
Range$1.23B – $1.38B
CAGR-3.5%
Avg YoY Growth-3.6%
Median YoY Growth-3.8%
Current Streak13+ quarters decline
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Frequently Asked Questions
- What is Ameriprise Financial's universal life insurance — cash surrender value?
- Ameriprise Financial (AMP) reported universal life insurance — cash surrender value of $1.23B in Q1 2026.
- How has Ameriprise Financial's universal life insurance — cash surrender value changed year-over-year?
- Ameriprise Financial's universal life insurance — cash surrender value decreased by 3.1% year-over-year, from $1.27B to $1.23B.
- What is the long-term trend for Ameriprise Financial's universal life insurance — cash surrender value?
- Over 2 years (2023 to 2025), Ameriprise Financial's universal life insurance — cash surrender value has grown at a -3.6% compound annual growth rate (CAGR), from $5.40B to $5.01B.
- What does universal life insurance — cash surrender value mean?
- The total cash value available to policyholders if they cancel their insurance policies today.