Ameriprise Financial Variable Universal Life Insurance — Cash surrender value decreased by 2.7% to $10.18B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.9%, from $9.02B to $10.18B. Over 2 years (FY 2023 to FY 2025), Variable Universal Life Insurance — Cash surrender value shows an upward trend with a 12.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase suggests growth in the underlying policy assets or higher customer retention, while a decrease may indicate higher surrender activity or market declines.
This is the total amount of cash that policyholders would receive if they were to voluntarily terminate their variable u...
Standard balance sheet liability item for insurers offering cash-value life insurance products.
amp_segment_variable_universal_life_insurance_cash_surrender_value| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.20B | $7.56B | $7.87B | $7.50B | $8.26B | $8.79B | $8.87B | $9.34B | $9.22B | $9.02B | $9.77B | $10.28B | $10.46B | $10.18B |
| QoQ Change | — | +5.0% | +4.0% | -4.7% | +10.2% | +6.4% | +0.9% | +5.3% | -1.3% | -2.2% | +8.4% | +5.1% | +1.8% | -2.7% |
| YoY Change | — | — | — | — | +14.8% | +16.3% | +12.8% | +24.6% | +11.6% | +2.6% | +10.2% | +10.0% | +13.5% | +12.9% |