Products & Services · Cash surrender value
Universal life — Cash surrender value
Cincinnati Financial Universal life — Cash surrender value increased by 0.9% to $986.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.9%, from $949.00M to $986.00M. Over 3 years (FY 2022 to FY 2025), Universal life — Cash surrender value shows an upward trend with a 31.7% CAGR.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026
Rolls up toCash surrender value
How to read this metric
High cash surrender values relative to account balances may indicate lower surrender charges, potentially increasing the risk of policy lapses.
Detailed definition
This represents the amount a policyholder would receive if they were to terminate their universal life policy before its...
Peer comparison
Standard 'Cash Surrender Value' metric reported by life insurance companies.
Metric ID:
cinf_segment_universal_life_cash_surrender_valueHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $419.00M | $421.00M | $422.00M | $421.00M | $424.00M | $896.00M | $906.00M | $912.00M | $917.00M | $925.00M | $932.00M | $941.00M | $427.00M | $949.00M | $959.00M | $969.00M | $977.00M | $986.00M |
| QoQ Change | — | +0.5% | +0.2% | -0.2% | +0.7% | +111.3% | +1.1% | +0.7% | +0.5% | +0.9% | +0.8% | +1.0% | -54.6% | +122.2% | +1.1% | +1.0% | +0.8% | +0.9% |
| YoY Change | — | — | — | — | +1.2% | +112.8% | +114.7% | +116.6% | +116.3% | +3.2% | +2.9% | +3.2% | -53.4% | +2.6% | +2.9% | +3.0% | +128.8% | +3.9% |
Range$419.00M – $986.00M
CAGR+22.3%
Avg YoY Growth+39.9%
Median YoY Growth+3.2%
Current Streak5 quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's universal life — cash surrender value?
- Cincinnati Financial (CINF) reported universal life — cash surrender value of $986.00M in Q1 2026.
- How has Cincinnati Financial's universal life — cash surrender value changed year-over-year?
- Cincinnati Financial's universal life — cash surrender value increased by 3.9% year-over-year, from $949.00M to $986.00M.
- What is the long-term trend for Cincinnati Financial's universal life — cash surrender value?
- Over 3 years (2022 to 2025), Cincinnati Financial's universal life — cash surrender value has grown at a 31.7% compound annual growth rate (CAGR), from $1.69B to $3.85B.
- What does universal life — cash surrender value mean?
- The amount of money a policyholder can get if they cancel their universal life insurance policy.