Skip to content

Cincinnati Financial CINF Universal life — Cash surrender value

Other product segments

Deferred Fixed Annuity
$539M-6.3%

Similar metrics at other companies

F&G Annuities & Life logo
FGUniversal life — Cash surrender value
$2.64B+16.6%
Brighthouse Financial logo
BHFUniversal Life Insurance — Cash surrender value
$8.56B+5.3%
Fidelity National Financial logo
FNFUniversal Life — Cash surrender value
$2.64B+16.6%
Chubb logo
CBUniversal Life — Policyholder Account Balance, Cash Surrender Value
$1.71B+2.8%
Ameriprise Financial logo
AMPUniversal Life Insurance — Cash surrender value
$1.23B-3.1%
MetLife logo
METUniversal and Variable Universal Life — Cash surrender value
$48.82B+7.4%

Other financials

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

See full
Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

See full
Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

See full
Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:SeparateAccountLiabilityCashSurrenderValueAmount.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's universal life — cash surrender value.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Cincinnati Financial's universal life — cash surrender value?
Cincinnati Financial (CINF) reported universal life — cash surrender value of $986M in Q1 2026.
How has Cincinnati Financial's universal life — cash surrender value changed year-over-year?
Cincinnati Financial's universal life — cash surrender value increased by 3.9% year-over-year, from $949M to $986M.
What is the long-term trend for Cincinnati Financial's universal life — cash surrender value?
Over 3 years (2022 to 2025), Cincinnati Financial's universal life — cash surrender value has grown at a 3.0% compound annual growth rate (CAGR), from $3.52B to $3.85B.
What does universal life — cash surrender value mean?
This represents the amount a policyholder would receive if they were to terminate their universal life policy before its maturity or death benefit trigger. It is typically the account balance minus any applicable surrender charges. This value is a key indicator of the liquidity available to policyholders and the potential cash outflow risk for the insurer.