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Cincinnati Financial CINF Deferred Fixed Annuity — Cash surrender value

Other product segments

Universal life
$986M+3.9%

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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueDuePolicyholdersAmount.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's deferred fixed annuity — cash surrender value?
Cincinnati Financial (CINF) reported deferred fixed annuity — cash surrender value of $539M in Q1 2026.
How has Cincinnati Financial's deferred fixed annuity — cash surrender value changed year-over-year?
Cincinnati Financial's deferred fixed annuity — cash surrender value decreased by 6.3% year-over-year, from $575M to $539M.
What is the long-term trend for Cincinnati Financial's deferred fixed annuity — cash surrender value?
Over 3 years (2022 to 2025), Cincinnati Financial's deferred fixed annuity — cash surrender value has grown at a -8.9% compound annual growth rate (CAGR), from $2.98B to $2.25B.
What does deferred fixed annuity — cash surrender value mean?
The amount of money a policyholder would receive if they were to terminate their annuity contract before its maturity date, typically net of any applicable surrender charges. This value represents the immediate liquidity available to policyholders and is a key factor in their decision to stay or leave. It is a measure of the company's potential short-term cash outflow risk.