Variable Universal Life — Cash Surrender Value
Prudential Financial Variable Universal Life — Cash Surrender Value decreased by 51.2% to $10.93B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 54.4%, from $23.97B to $10.93B. Over 3 years (FY 2022 to FY 2025), Variable Universal Life — Cash Surrender Value shows relatively stable performance with a -0.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High cash surrender values relative to account balances indicate high policyholder liquidity, which could lead to higher potential outflows during market stress.
Detailed definition
This represents the total amount that policyholders would receive if they were to terminate their Variable Universal Lif...
Peer comparison
Comparable to cash surrender values reported by other life insurance providers.
pru_segment_variable_universal_life_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $21.59B | $32.09B | $21.67B | $21.72B | $21.77B | $21.85B | $22.94B | $23.10B | $23.23B | $23.44B | $23.66B | $23.69B | $23.89B | $23.97B | $24.05B | $24.27B | $22.39B | $10.93B |
| QoQ Change | — | +48.6% | -32.5% | +0.2% | +0.2% | +0.4% | +5.0% | +0.7% | +0.6% | +0.9% | +1.0% | +0.1% | +0.8% | +0.4% | +0.3% | +0.9% | -7.8% | -51.2% |
| YoY Change | — | — | — | — | +0.8% | -31.9% | +5.8% | +6.4% | +6.7% | +7.3% | +3.2% | +2.6% | +2.8% | +2.3% | +1.6% | +2.4% | -6.3% | -54.4% |
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Frequently Asked Questions
- What is Prudential Financial's variable universal life — cash surrender value?
- Prudential Financial (PRU) reported variable universal life — cash surrender value of $10.93B in Q1 2026.
- How has Prudential Financial's variable universal life — cash surrender value changed year-over-year?
- Prudential Financial's variable universal life — cash surrender value decreased by 54.4% year-over-year, from $23.97B to $10.93B.
- What is the long-term trend for Prudential Financial's variable universal life — cash surrender value?
- Over 3 years (2022 to 2025), Prudential Financial's variable universal life — cash surrender value has grown at a -0.9% compound annual growth rate (CAGR), from $97.25B to $94.68B.
- What does variable universal life — cash surrender value mean?
- Total cash value available to policyholders upon immediate surrender.