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Prudential Financial PRU Variable Universal Life — Cash Surrender Value

Other product segments

Guaranteed Universal Life
$11.61B
Annuities
$3.4B

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AMPVariable Universal Life Insurance — Cash surrender value
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$8.56B+5.3%
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$2.64B+16.6%
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$2.64B+16.6%
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CINFUniversal life — Cash surrender value
$986M+3.9%

Other financials

Income statement

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Revenue$15.5B+15.3%
Net income$597.0M-15.6%
EPS (diluted)$1.68-14.3%

Balance sheet

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Cash & equivalents$15.9B-0.8%
Total debt$18.9B-3.4%
Total equity$32.0B+7.0%
Total assets$765.40B+3.5%

Cash flow

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Operating cash flow$1.0B+140%

Valuation

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Market cap$37.6B-0.1%
Enterprise value$40.54B+2.3%
P/E10.9×-11.4×
P/S0.6×0.0×

Profitability

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Net margin5.5%+1.6pp

Returns & leverage

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Return on equity11.2%+3.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueDuePolicyholdersAmount.

The official record: Prudential Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's variable universal life — cash surrender value?
Prudential Financial (PRU) reported variable universal life — cash surrender value of $10.93B in Q1 2026.
How has Prudential Financial's variable universal life — cash surrender value changed year-over-year?
Prudential Financial's variable universal life — cash surrender value decreased by 12.9% year-over-year, from $12.55B to $10.93B.
What is the long-term trend for Prudential Financial's variable universal life — cash surrender value?
Over 3 years (2022 to 2025), Prudential Financial's variable universal life — cash surrender value has grown at a -5.0% compound annual growth rate (CAGR), from $97.25B to $83.26B.
What does variable universal life — cash surrender value mean?
This represents the total amount that policyholders would receive if they were to terminate their Variable Universal Life policies at the end of the period. It is a measure of the immediate liquidity obligation to policyholders.