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Chubb CB Universal Life — Policyholder Account Balance, excluding Unearned Revenue Liability

Other product segments

Insurance, Other
$2.69B+12.6%

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Other financials

Income statement

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Revenue$14.8B+10.6%
Net income$2.9B-3.8%
EPS (diluted)$7.30-0.7%

Balance sheet

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Cash & equivalents$2.8B+16.1%
Total debt$18.7B+19.2%
Total equity$80.8B+16.5%
Total assets$281.32B+7.6%

Cash flow

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Operating cash flow$3.9B+152%

Valuation

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Market cap$136.01B+26.5%
P/E12.2×+0.5×

Profitability

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Net margin18.6%+3.5pp

Returns & leverage

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Return on equity14.9%+0.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Chubb in its filing.

Tagged under the XBRL concept cb:PolicyholderAccountBalanceExcludingUnearnedRevenueLiability.

The source filing: Chubb’s 10-Q, filed April 28, 2026.

Filed
Apr 28, 2026, 3:42 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000896159-26-000011
(in millions of U.S. dollars)Universal LifeAnnuities (4)Other investment contracts (5)Total
Surrenders and withdrawals(33)(8)(50)(91)
Benefit payments (2)(95)(69)(16)(180)
Interest credited12131843
Other (including foreign exchange)1079(37)52
Balance – end of period$1,831$2,896$2,690$7,417
Unearned revenue liability762
Other (3)603
Policyholders' account liability, per consolidated balance sheet$8,782

ITEM 1. Financial Statements

FAQ

What is Chubb's universal life — policyholder account balance, excluding unearned revenue liability?
Chubb (CB) reported universal life — policyholder account balance, excluding unearned revenue liability of $1.83B in Q1 2026.
How has Chubb's universal life — policyholder account balance, excluding unearned revenue liability changed year-over-year?
Chubb's universal life — policyholder account balance, excluding unearned revenue liability increased by 1.0% year-over-year, from $1.81B to $1.83B.
What is the long-term trend for Chubb's universal life — policyholder account balance, excluding unearned revenue liability?
Over 2 years (2023 to 2025), Chubb's universal life — policyholder account balance, excluding unearned revenue liability has grown at a 10.5% compound annual growth rate (CAGR), from $6.09B to $7.43B.
What does universal life — policyholder account balance, excluding unearned revenue liability mean?
This represents the total liability owed to policyholders for universal life insurance contracts, excluding the unearned revenue component. It reflects the accumulated value of premiums paid plus credited interest, minus charges and withdrawals, serving as a core measure of the segment's long-term insurance obligations.

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