Variable Universal Life — Policyholder Account Balance, Unearned Revenue Reserve
Prudential Financial Variable Universal Life — Policyholder Account Balance, Unearned Revenue Reserve decreased by 33.2% to $3.91B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 27.5%, from $5.40B to $3.91B. Over 2 years (FY 2023 to FY 2025), Variable Universal Life — Policyholder Account Balance, Unearned Revenue Reserve shows an upward trend with a 13.4% CAGR.
Analysis
How to read this metric
An increase suggests growth in the underlying policy base or higher upfront premium collections, while a decrease may indicate policy lapses or revenue recognition.
Detailed definition
This represents the total liability held for unearned revenue associated with variable universal life insurance policies...
Peer comparison
Similar to unearned premium reserves found in other life insurance companies' balance sheets.
pru_segment_variable_universal_life_policyholder_account_balance_unearned_revenue_reserveHistorical Data
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.36B | $3.98B | $4.14B | $4.30B | $4.45B | $4.61B | $4.77B | $4.93B | $5.09B | $5.25B | $5.40B | $5.55B | $5.70B | $5.86B | $3.91B |
| QoQ Change | — | +18.6% | +3.9% | +3.7% | +3.6% | +3.6% | +3.4% | +3.4% | +3.2% | +3.1% | +2.9% | +2.9% | +2.7% | +2.7% | -33.2% |
| YoY Change | — | +18.6% | — | — | — | +15.8% | +15.2% | +14.8% | +14.3% | +13.7% | +13.1% | +12.6% | +12.1% | +11.6% | -27.5% |
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Frequently Asked Questions
- What is Prudential Financial's variable universal life — policyholder account balance, unearned revenue reserve?
- Prudential Financial (PRU) reported variable universal life — policyholder account balance, unearned revenue reserve of $3.91B in Q1 2026.
- How has Prudential Financial's variable universal life — policyholder account balance, unearned revenue reserve changed year-over-year?
- Prudential Financial's variable universal life — policyholder account balance, unearned revenue reserve decreased by 27.5% year-over-year, from $5.40B to $3.91B.
- What is the long-term trend for Prudential Financial's variable universal life — policyholder account balance, unearned revenue reserve?
- Over 2 years (2023 to 2025), Prudential Financial's variable universal life — policyholder account balance, unearned revenue reserve has grown at a 13.4% compound annual growth rate (CAGR), from $17.50B to $22.50B.
- What does variable universal life — policyholder account balance, unearned revenue reserve mean?
- The total amount of collected premiums for variable life insurance that the company has not yet earned as revenue.