Universal Life — Policyholder Account Balance, Guaranteed Minimum Crediting Rate
Chubb Universal Life — Policyholder Account Balance, Guaranteed Minimum Crediting Rate remained flat by 0.0% to $0.04 in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.04 to $0.04. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase in the guaranteed rate may signal higher competitive pressure or a shift in product strategy, while a decrease reflects reduced long-term liability risk for the insurer.
Detailed definition
This metric represents the floor interest rate contractually guaranteed by the insurer to be credited to the policyholde...
Peer comparison
Peers typically disclose this as a range or a weighted average rate, often benchmarked against prevailing long-term interest rate environments.
cb_segment_universal_life_policyholder_account_balance_guaranteed_minimum_crediting_rateHistorical Data
| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|
| Value | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is Chubb's universal life — policyholder account balance, guaranteed minimum crediting rate?
- Chubb (CB) reported universal life — policyholder account balance, guaranteed minimum crediting rate of $0.04 in Q4 2025.
- How has Chubb's universal life — policyholder account balance, guaranteed minimum crediting rate changed year-over-year?
- Chubb's universal life — policyholder account balance, guaranteed minimum crediting rate decreased by 0.0% year-over-year, from $0.04 to $0.04.
- What does universal life — policyholder account balance, guaranteed minimum crediting rate mean?
- The minimum interest rate the insurance company promises to pay on a policyholder's account balance.