Universal Life — Policyholder Funds Without Guaranteed Minimum Crediting Rate
Principal Financial Group Universal Life — Policyholder Funds Without Guaranteed Minimum Crediting Rate increased by 1.9% to $1.11B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.1%, from $1.02B to $1.11B. Over 2 years (FY 2023 to FY 2025), Universal Life — Policyholder Funds Without Guaranteed Minimum Crediting Rate shows an upward trend with a 14.1% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests lower financial risk for the insurer, as the company is not obligated to cover shortfalls in market performance.
Detailed definition
The total value of policyholder account balances that are not subject to a guaranteed minimum interest crediting rate, o...
Peer comparison
Comparable to 'variable account value' or 'non-guaranteed policyholder liabilities' at other asset management and insurance firms.
pfg_segment_universal_life_policyholder_funds_without_guaranteed_minimum_crediting_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $733.80M | $752.80M | $788.20M | $806.30M | $842.70M | $882.60M | $903.50M | $949.60M | $1.03B | $1.02B | $1.01B | $1.04B | $1.09B | $1.11B |
| QoQ Change | — | +2.6% | +4.7% | +2.3% | +4.5% | +4.7% | +2.4% | +5.1% | +8.3% | -1.2% | -0.3% | +2.4% | +4.8% | +1.9% |
| YoY Change | — | — | — | — | +14.8% | +17.2% | +14.6% | +17.8% | +22.1% | +15.1% | +12.2% | +9.3% | +5.7% | +9.1% |
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Frequently Asked Questions
- What is Principal Financial Group's universal life — policyholder funds without guaranteed minimum crediting rate?
- Principal Financial Group (PFG) reported universal life — policyholder funds without guaranteed minimum crediting rate of $1.11B in Q1 2026.
- How has Principal Financial Group's universal life — policyholder funds without guaranteed minimum crediting rate changed year-over-year?
- Principal Financial Group's universal life — policyholder funds without guaranteed minimum crediting rate increased by 9.1% year-over-year, from $1.02B to $1.11B.
- What is the long-term trend for Principal Financial Group's universal life — policyholder funds without guaranteed minimum crediting rate?
- Over 2 years (2023 to 2025), Principal Financial Group's universal life — policyholder funds without guaranteed minimum crediting rate has grown at a 14.1% compound annual growth rate (CAGR), from $3.19B to $4.16B.
- What does universal life — policyholder funds without guaranteed minimum crediting rate mean?
- The total amount of customer funds that do not have a guaranteed minimum interest rate.