Universal Life — Policyholder Account Balance, Interest Expense
Chubb Universal Life — Policyholder Account Balance, Interest Expense increased by 9.1% to $12.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $12.00M to $12.00M. Over 3 years (FY 2021 to FY 2025), Universal Life — Policyholder Account Balance, Interest Expense shows an upward trend with a 20.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Higher interest expense reflects either a larger account base or a higher crediting rate environment, impacting net interest margins.
Detailed definition
This measures the interest credited to policyholder account balances based on the contractual rates or performance of th...
Peer comparison
Comparable to interest credited to policy reserves in life insurance accounting.
cb_segment_universal_life_policyholder_account_balance_interest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.75M | $6.75M | $6.75M | $11.00M | $9.00M | $10.00M | $11.00M | $11.00M | $17.00M | $4.00M | $13.00M | $12.00M | $13.00M | $12.00M | $12.00M | $12.00M | $11.00M | $12.00M |
| QoQ Change | — | +0.0% | +0.0% | +63.0% | -18.2% | +11.1% | +10.0% | +0.0% | +54.5% | -76.5% | +225.0% | -7.7% | +8.3% | -7.7% | +0.0% | +0.0% | -8.3% | +9.1% |
| YoY Change | — | — | — | — | +33.3% | +48.1% | +0.0% | +22.2% | +70.0% | — | +18.2% | +9.1% | -23.5% | +200.0% | -7.7% | +0.0% | -15.4% | +0.0% |
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Frequently Asked Questions
- What is Chubb's universal life — policyholder account balance, interest expense?
- Chubb (CB) reported universal life — policyholder account balance, interest expense of $12.00M in Q4 2025.
- How has Chubb's universal life — policyholder account balance, interest expense changed year-over-year?
- Chubb's universal life — policyholder account balance, interest expense decreased by 0.0% year-over-year, from $12.00M to $12.00M.
- What is the long-term trend for Chubb's universal life — policyholder account balance, interest expense?
- Over 3 years (2021 to 2025), Chubb's universal life — policyholder account balance, interest expense has grown at a 20.3% compound annual growth rate (CAGR), from $27.00M to $47.00M.
- What does universal life — policyholder account balance, interest expense mean?
- The cost of interest credited to universal life policyholder accounts.