The Hartford Financial Services Group Universal Life — Policyholder Account Balance, Interest Expense remained flat by 0.0% to $2.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $2.00M to $2.00M. Over 4 years (FY 2021 to FY 2025), Universal Life — Policyholder Account Balance, Interest Expense shows a downward trend with a -13.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Higher interest expense relative to assets may compress margins, while lower expense relative to investment income indicates a wider, more profitable spread.
The interest credited to policyholder account balances based on the contractual terms of the Universal Life policies. Th...
Commonly reported as 'Interest Credited to Policyholder Accounts' by life insurance peers.
hig_segment_universal_life_policyholder_account_balance_interest_expense| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.50M | $3.50M | $3.50M | $3.00M | $3.00M | $3.00M | $2.00M | $3.00M | $2.00M | $2.00M | $3.00M | $2.00M | $2.00M | $1.00M | $2.00M | $2.00M | $2.00M | $2.00M | $2.00M | $2.00M |
| QoQ Change | — | +0.0% | +0.0% | -14.3% | +0.0% | +0.0% | -33.3% | +50.0% | -33.3% | +0.0% | +50.0% | -33.3% | +0.0% | -50.0% | +100.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -14.3% | -14.3% | -42.9% | +0.0% | -33.3% | -33.3% | +50.0% | -33.3% | +0.0% | -50.0% | -33.3% | +0.0% | +0.0% | +100.0% | +0.0% | +0.0% |