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Colony Bankcorp CBAN Mortgage — Noninterest Expense

Other segment segments

Bank
$23.34M+27.7%
Small Business Specialty Lending Division
$1.27M-37.4%

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Other financials

Income statement

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Revenue$42.0M+29.4%
Net income$10.9M+36.1%
EPS (diluted)$0.51+10.9%

Balance sheet

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Cash & equivalents$159.6M+42.3%
Total debt$233.2M-6.0%
Total equity$390.0M+32.7%
Total assets$3.6B+16.4%

Cash flow

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Operating cash flow$9.1M-42.5%
CapEx$953.0K+1,021%
Free cash flow$8.2M-48.2%

Valuation

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Market cap$467.07M+67.8%
Enterprise value$540.62M+30.5%
P/E14.2×-2.3×
P/S3.2×-0.1×

Profitability

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Net margin22.1%+2.6pp
FCF margin27.7%

Returns & leverage

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Return on equity9.6%+1.1pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Colony Bankcorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Colony Bankcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091111
(dollars in thousands) / Three Months Ended June 30, 2026BankMortgage / BankingSmall / Business / Specialty / Lending / DivisionTotals
Other SBA income692692
Other (1)8,81818,819
Total Noninterest Income8,7772,1821,19912,158
Salaries and Employee Benefits12,0612,0921,38615,539
Other (2)11,274(264)(118)10,892
Total Noninterest Expense23,3351,8281,26826,431
Income Taxes2,70395412,839
Net Income$10,373$337$147$10,857

Item 1. Financial Statements

FAQ

What is Colony Bankcorp's mortgage — noninterest expense?
Colony Bankcorp (CBAN) reported mortgage — noninterest expense of $1.83M in Q2 2026.
How has Colony Bankcorp's mortgage — noninterest expense changed year-over-year?
Colony Bankcorp's mortgage — noninterest expense increased by 6.9% year-over-year, from $1.71M to $1.83M.
What is the long-term trend for Colony Bankcorp's mortgage — noninterest expense?
Over 3 years (2021 to 2024), Colony Bankcorp's mortgage — noninterest expense has grown at a -20.1% compound annual growth rate (CAGR), from $11.31M to $5.78M.
What does mortgage — noninterest expense mean?
This is the aggregate of all operating expenses incurred by the mortgage segment, excluding interest expense and credit loss provisions. It reflects the total cost structure required to support the mortgage business, including personnel, technology, and administrative overhead. This metric is essential for calculating the segment's efficiency ratio.

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