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Bank of the James Financial Group BOTJ Mortgage — Noninterest Expense

Other segment segments

Community Banking
$7.74M-6.8%
Investment Advisory Services
$715K+4.8%
All Other Segments
$257K+102%
Holding Company
$34K-5.6%

Similar metrics at other companies

Colony Bankcorp logo
CBANMortgage — Noninterest Expense
$1.7M+6.3%
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MRBKMortgage — Non-interest expense
$5.22M+1.1%
FB Financial logo
FBKMortgage — Total noninterest expense
$13.59M+7.5%
Waterstone Financial logo
WSBFMortgage Banking — Noninterest Expense
$19.33M+6.6%
C&F Financial logo
CFFIMortgage Banking — Noninterest Expense Net
$3.52M+25.4%
MVB Financial Corp. logo
MVBFMortgage Banking — Noninterest Expense
$0

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's mortgage — noninterest expense?
Bank of the James Financial Group (BOTJ) reported mortgage — noninterest expense of $907K in Q1 2026.
How has Bank of the James Financial Group's mortgage — noninterest expense changed year-over-year?
Bank of the James Financial Group's mortgage — noninterest expense increased by 8.5% year-over-year, from $836K to $907K.
What is the long-term trend for Bank of the James Financial Group's mortgage — noninterest expense?
Over 4 years (2021 to 2025), Bank of the James Financial Group's mortgage — noninterest expense has grown at a -8.4% compound annual growth rate (CAGR), from $5.91M to $4.15M.
What does mortgage — noninterest expense mean?
This metric aggregates all operating costs incurred by the mortgage segment, excluding interest expense. It is a comprehensive measure of the segment's cost structure and operational efficiency. Comparing this against net revenue helps determine the segment's operating margin and overall cost-to-income efficiency.