Colony Bankcorp CBAN Gain (loss) on sale of loans

Segments

Small Business Specialty Lending Division$962K-7.1%

Mortgage$0—

Revenue$39.9M+33.0%

Net income$8.2M+24.1%

EPS (diluted)$0.39+2.6%

Cash & equivalents$295.8M+33.7%

Total debt$258.1M+4.1%

Total equity$380.4M+32.6%

Total assets$3.7B+17.3%

Operating cash flow$54.3M+202%

CapEx$421.0K+21.7%

Free cash flow$53.8M+206%

Market cap$422.74M+58.8%

Enterprise value$385.07M+31.4%

P/E14.8×-2.3×

P/S3.1×-0.1×

Net margin22.1%+2.6pp

FCF margin27.7%—

Return on equity9.6%+1.1pp

Debt / equity0.7×-0.2×