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Capital Bancorp CBNK CBHL — Provision (Release of Provision) for Credit Losses
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Where this comes from
Reported directly by Capital Bancorp in its filing.
Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.
The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:21 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001419536-26-000112
| For the Three Months Ended June 30, 2026 / (in thousands) | For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3) | For the Three Months Ended June 30, 2026 / Open Sky™ | Windsor Advantage™ | CBHL | Consolidated |
|---|---|---|---|---|---|
| Interest income | $53,712 | $15,995 | — | $252 | $69,959 |
| Interest expense | 18,894 | — | — | 136 | 19,030 |
| Net interest income | 34,818 | 15,995 | — | 116 | 50,929 |
| Provision for credit losses | (432) | 4,017 | — | — | 3,585 |
| Provision for credit losses on unfunded commitments | 65 | — | — | — | 65 |
| Net interest income after provision | 35,185 | 11,978 | — | 116 | 47,279 |
| Noninterest income | |||||
| Service charges on deposits | 409 | — | — | — | 409 |
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
FAQ
- What is Capital Bancorp's CBHL — provision (release of provision) for credit losses?
- Capital Bancorp (CBNK) reported CBHL — provision (release of provision) for credit losses of $0 in Q2 2026.
- What does CBHL — provision (release of provision) for credit losses mean?
- The periodic charge or credit to earnings intended to maintain the allowance for loan losses at a level sufficient to cover estimated credit losses within the home loan portfolio. A provision increase reflects higher expected credit risk, while a release indicates improved asset quality or lower risk expectations.
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